Gurvinder Nokwal REALTOR®
For Sale Detached 13 days on market

$678,900

Est. payment $3,006/moCalculate yours

642 PENNER Road, Niagara-on-the-Lake, ON L0S 1J0

108 - Virgil, Niagara-on-the-Lake, ON L0S 1J0

  • 3 + 1 Beds
  • 2 Baths
  • 1 Garage
  • 1,100 Sq Ft
Map

Listing courtesy of BOLDT REALTY INC., BROKERAGE MLS® X13864134

About this home

Welcome to this beautifully renovated 3+1 bedroom home in the heart of Virgil, perfectly situated on a picturesque -acre lot just steps from schools, restaurants, shopping, and other everyday amenities.Designed for both comfortable living and entertaining, the impressive 200-foot-deep backyard features a deck, concrete patio and, large covered outdoor bar, creating the perfect setting for summer gatherings with family and friends.Inside, you’ll find a bright, open-concept main floor featuring an updated kitchen, spacious living and dining areas, a convenient powder room, and a private primary suite complete with a walk-in closet and ensuite. Upstairs offers two additional bedrooms, ideal for a growing family. The fully finished basement provides additional living space, a fourth bedroom, and a full bathroom with laundry, offering flexibility for families, guests, or a home office.Currently operating as a licensed short-term rental, this property presents an excellent opportunity for investors seeking an established income-producing property or buyers looking for a home with added revenue potential. Move-in ready and situated in one of Niagara-on-the-Lake’s most desirable communities, this a rare opportunity you wont want to miss.

Property details

Overview

Property Type
Detached
Style
1 1/2 Storey
For
For Sale
Status
New
Size
1,100 sqft

Interior

Bedrooms
3 + 1
Bathrooms
2
Kitchens
1
Total Rooms
12
Basement
Finished, Full

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Aluminum Siding
Foundation
Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
62 x 200 Feet
Parking
Attached garage · 7 total
Zoning
R1

Financial

Property Taxes
$3,587 (2026)

Location

Neighbourhood
108 - Virgil
Cross Street
Niagara Stone Rd and Line 1
Direction Faces
North

Listing

MLS® Number
X13864134
Days on Market
13
Listed On
2026-10-05
Possession
immediate
Listed By
BOLDT REALTY INC., BROKERAGE

Rooms

Room Level Dimensions
Bathroom Main 5′ 6″ × 4′ 11″
Bedroom Second 9′ 10″ × 12′ 0″
Bathroom Basement 12′ 8″ × 6′ 9″
Dining Room Main 9′ 8″ × 11′ 0″
Other Main 7′ 8″ × 7′ 0″
Primary Bedroom Main 17′ 5″ × 11′ 2″
Recreation Basement 20′ 0″ × 9′ 6″
Living Room Main 21′ 3″ × 10′ 0″
Powder Room Main 5′ 3″ × 7′ 7″
Kitchen Main 14′ 3″ × 7′ 8″
Bedroom Second 10′ 1″ × 12′ 0″
Bedroom Basement 9′ 2″ × 9′ 4″

Features

Interior

  • Water Heater
  • Central Vacuum

Pool

  • None
Included
Fridge, Stove, Washer, Dryer, Dishwasher
Excluded
N/A

Mortgage calculator

Minimum for this price: $42,890 (6.32%)

Amortization, years

Estimated mortgage payment

$3,006 per month

Principal and interest
$3,006
Property tax
$299
Estimated monthly cost
$3,305

Your mortgage

Mortgage amount
$543,120
Mortgage insurance
Not needed
Interest over 25 years
$358,687

Cash to close

Down payment
$135,780
Land transfer tax
$10,053
Total, before legal fees
$145,833
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

642 PENNER Road, Niagara-on-the-Lake, ON L0S 1J0 108 - Virgil, Niagara-on-the-Lake, ON L0S 1J0
Open in Google Maps

Also listed as MLS® X13727642

Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$678,900 642 PENNER Road, Niagara-on-the-Lake, ON L0S 1J0
Request a showing