$449,900
Est. payment $1,992/moCalculate yours
645 St David Street S 214, Centre Wellington, ON N1M 0A9
Fergus, Centre Wellington, ON N1M 0A9
- 2 Beds
- 1 Baths
- 800 Sq Ft
Listing courtesy of Royal LePage RCR Realty MLS® X13837120
About this home
Welcome to this well-maintained 2-bedroom, 1-bathroom condo in a desirable and quiet building in Fergus. This thoughtfully cared-for unit offers a comfortable and inviting living space, perfect for first-time buyers, downsizers, or investors. Enjoy the added outdoor space of a private balcony, ideal for your morning coffee or relaxing at the end of the day. The unit has been well taken care of and is ready for its next owner to move in and enjoy. Located close to a variety of amenities, including shopping, dining, parks, and everyday conveniences, this condo offers a great combination of peaceful living and accessibility. A wonderful opportunity to own a well-kept condo in a sought-after Fergus location!
Property details
Overview
- Property Type
- Condo Apartment
- Style
- 1 Storey/Apt
- For
- For Sale
- Status
- New
- Size
- 800 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Forced Air (Electric)
- Cooling
- Central Air
- Exterior
- Brick
Lot & Parking
- Parking
- None garage · 1 total
- Zoning
- R1
Financial
- Property Taxes
- $2,967 (2026)
- Condo Fee
- $344/mo
- Fee Includes
- Common Elements Included, Parking Included, Building Insurance Included
- Pets
- Yes-with Restrictions
Location
- Neighbourhood
- Fergus
- Cross Street
- Belsyde Ave W
Listing
- MLS® Number
- X13837120
- Days on Market
- 20
- Listed On
- 2026-09-28
- Possession
- Flexible
- Listed By
- Royal LePage RCR Realty
Rooms
Features
Interior
- Water Softener
Property
- Park
- Rec./Commun.Centre
- Included
- Fridge, Stove, Dishwasher, Built in Microwave, Washer, Dryer, All Attached Window Coverings
Mortgage calculator
Estimated mortgage payment
$1,992 per month
- Principal and interest
- $1,992
- Property tax
- $247
- Condo fees
- $344
- Estimated monthly cost
- $2,584
Your mortgage
- Mortgage amount
- $359,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $237,698
Cash to close
- Down payment
- $89,980
- Land transfer tax
- $5,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $95,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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