$649,900
Est. payment $2,878/moCalculate yours
646 PORTSMOUTH Avenue, Kingston, ON K7M 1W3
25 - West of Sir John A. Blvd, Kingston, ON K7M 1W3
- 3 + 1 Beds
- 3 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of EXP REALTY, BROKERAGE MLS® X13657470
About this home
Attention, investors, first-time homebuyers, and growing families! Welcome to this beautifully upgraded, sun-filled bungalow situated on one of the largest lots in Kingston’s desirable Portsmouth Avenue neighbourhood. Offering modern finishes, exceptional value, and outstanding future potential, this move-in-ready home is ideally located just 5 minutes from St. Lawrence College, 7 minutes from Queen’s University, and a 2-minute walk to Grenville Park. Schools, hospitals, shopping, parks, and the Lake Ontario waterfront are also conveniently close by. The home features a bright and inviting layout with numerous modern upgrades, including approximately $40,000 in improvements. Updates include a new flat roof (2021), a 200-amp electrical panel (2021), a new electric water heater (2025), a detached garage, stylish potlights throughout, and stainless steel appliances. The spacious, fully fenced lot provides plenty of room for outdoor enjoyment, while the driveway can accommodate up to 4 vehicles, offering exceptional parking convenience. The separate basement entrance creates excellent flexibility for an in-law suite or future duplex conversion. Even more exciting, the detached garage offers the potential for a third dwelling through a garage conversion, making this property particularly attractive to investors seeking additional income potential. Buyers should verify zoning and municipal requirements for any future conversion or additional dwelling. A rare opportunity to own a substantially upgraded home on an exceptionally large lot in a highly convenient Kingston neighbourhood - perfect for living, investing, and future growth.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Extension
- Approximate Age
- 51-99
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 3
- Kitchens
- 2
- Basement
- Full, Finished
Building & Systems
- Heating
- Forced Air (Oil)
- Cooling
- Central Air
- Exterior
- Aluminum Siding
- Foundation
- Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 75 x 131.7 Feet
- Parking
- Detached garage · 5 total
- Zoning
- A2
Financial
- Property Taxes
- $4,112 (2025)
Location
- Neighbourhood
- 25 - West of Sir John A. Blvd
- Cross Street
- Bath Road or Princess Street to Portsmouth Avenue.
- Direction Faces
- West
Listing
- MLS® Number
- X13657470
- Days on Market
- 69
- Listed On
- 2026-08-10
- Possession
- TBD
- Listed By
- EXP REALTY, BROKERAGE
Rooms
Features
Interior
- Primary Bedroom - Main Floor
Property
- Hospital
- Lake/Pond
- Park
- School
Pool
- None
- Included
- Refrigerator, stove, dishwasher, washer, and dryer.
Mortgage calculator
Estimated mortgage payment
$2,878 per month
- Principal and interest
- $2,878
- Property tax
- $343
- Condo fees
- $0
- Estimated monthly cost
- $3,220
Your mortgage
- Mortgage amount
- $519,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $343,365
Cash to close
- Down payment
- $129,980
- Land transfer tax
- $9,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $139,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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