$544,999
Est. payment $2,413/moCalculate yours
646 Victoria Street, Midland, ON L4R 1A7
Midland, Midland, ON L4R 1A7
- 2 Beds
- 1 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of PROPERTY.CA INC. MLS® S13863208
About this home
A solid, turnkey detached home in central Midland that makes everyday living simple.Offering roughly 1,500 finished sq. ft. of functional space, the main level features a bright layout with an updated kitchen equipped with stainless steel appliances. Upstairs holds two comfortable bedrooms and a full bath, while the finished lower level is set up as a dedicated home theatre with projector and surround sound.The backyard is the real standout-fully fenced, private, and built for downtime, featuring a spacious back deck, covered hot tub, and stone fire pit. A detached garage with a wide access gate offers easy parking and practical storage for a boat, trailer, or weekend toys (driveway parks up to 4).Located on a quiet, low-traffic street just minutes from schools, parks, Georgian Bay, and downtown amenities. Move-in ready with zero guesswork. Boat can be sold with house (as is).
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- Sold Conditional
- Approximate Age
- 100+
- Size
- 1,100 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Full, Partially Finished
Building & Systems
- Heating
- Forced Air (Electric)
- Cooling
- Central Air, Window Unit(s)
- Exterior
- Stone, Vinyl Siding
- Foundation
- Concrete Block, Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 75 x 101 Feet
- Parking
- Detached garage · 5 total
- Zoning
- RS2
Financial
- Property Taxes
- $3,451 (2026)
Location
- Neighbourhood
- Midland
- Cross Street
- Fourth St/Victoria St
- Direction Faces
- North
Listing
- MLS® Number
- S13863208
- Days on Market
- 13
- Listed On
- 2026-10-05
- Possession
- 60-90
- Listed By
- PROPERTY.CA INC.
Rooms
Features
Interior
- Sump Pump
Property
- Fenced Yard
- Arts Centre
- Beach
- Hospital
- Library
- Park
Pool
- None
- Included
- Fridge, Stove, Built-in Microwave, Dishwasher, Washer, Dryer, Basement Projector, Basement Surround-Sound Speakers, Owned Hot Water Tank, Garage Door Opener, Hot Tub (as is). Central Air conditioner + Window Unit.
Mortgage calculator
Estimated mortgage payment
$2,413 per month
- Principal and interest
- $2,413
- Property tax
- $288
- Condo fees
- $0
- Estimated monthly cost
- $2,701
Your mortgage
- Mortgage amount
- $435,999
- Mortgage insurance
- Not needed
- Interest over 25 years
- $287,942
Cash to close
- Down payment
- $109,000
- Land transfer tax
- $7,375
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $116,375
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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