$465,000
↓ $9,900 from $474,900
Est. payment $2,059/moCalculate yours
680 Ontario Street, Midland, ON L4R 1A4
Midland, Midland, ON L4R 1A4
- 3 Beds
- 1 Baths
- 1,100 Sq Ft
Listing courtesy of Keller Williams Experience Realty MLS® S13602160
About this home
Welcome to the heart of Midland! Situated on an impressive lot 104 ft x 50 ft (double lot frontage), this beautifully updated home offers exceptional value on a quiet street just a short walk to the waterfront, downtown shops, restaurants, parks, and local amenities. Extensively updated, this home features a newer roof, siding, gourmet kitchen with quartz countertops and large centre island, updated cabinetry, newer flooring, plumbing, eavestrough, soffit and fascia, furnace (2026), crawl space insulated (2026), Washing machine (2026). The bright, open-concept layout is perfect for everyday living and entertaining. 3 beds & 1 bath plus a main floor laundry room. Main floor living - this can be your forever home! Whether you’re looking for a primary home, cottage getaway, or income-producing property, this one checks all the boxes. Don’t miss this rare opportunity to own a fully updated home on a generous 100 ft lot in one of Midland’s most desirable locations!
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 51-99
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 104 x 50 Feet
- Parking
- None garage · 3 total
Financial
- Property Taxes
- $3,133 (2026)
Location
- Neighbourhood
- Midland
- Cross Street
- Fourth & Ontario
- Direction Faces
- North
Listing
- MLS® Number
- S13602160
- Days on Market
- 87
- Listed On
- 2026-07-23
- Possession
- Flexible
- Listed By
- Keller Williams Experience Realty
Features
Interior
- None
Pool
- None
- Included
- Washer, Dryer, Fridge, Stove, Dishwasher
Mortgage calculator
Estimated mortgage payment
$2,059 per month
- Principal and interest
- $2,059
- Property tax
- $261
- Condo fees
- $0
- Estimated monthly cost
- $2,320
Your mortgage
- Mortgage amount
- $372,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $245,676
Cash to close
- Down payment
- $93,000
- Land transfer tax
- $5,775
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $98,775
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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