Gurvinder Nokwal REALTOR®
For Sale Multiplex 164 days on market

$999,900

Est. payment $4,427/moCalculate yours

686 Montreal Street, Kingston, ON K7K 3J4

22 - East of Sir John A. Blvd, Kingston, ON K7K 3J4

  • 9 Beds
  • 6 Baths
  • 2 Garage
  • 3,000 Sq Ft
Map

Listing courtesy of SUTTON GROUP-MASTERS REALTY INC., BROKERAGE MLS® X13104206

About this home

686 Montreal Street is a legal 6-unit apartment building (6-plex) approx: 3,200-4,600 sq ft range (sources vary) 8 bedrooms total. 4 x 1 bedroom apartments and 2 x 2-bedroom apartments. Features: separate hydro meters per unit (tenant-paid utilities) shared laundry (basement). additional garage/workshop structure on site. Roof approx 10 yrs old. Electrical up grade 2 yrs ago. Common forced air furnace. Each tenant pays for their own hot water tank rental. From an investor standpoint: this is a classic Kingston cash-flow asset-older stock, separately metered, low operating complexity. planning / zoning insight (important for your project) from your pre-consult file (d00-139-1015) and city feedback: zoning: mui - mixed use 1 official plan: mixed use. What that means in practice: supports: multi-unit residential. conversions / intensification additional dwelling units (subject to site constraints)

Property details

Overview

Property Type
Multiplex
Style
2-Storey
For
For Sale
Status
New
Approximate Age
51-99
Size
3,000 sqft

Interior

Bedrooms
9
Bathrooms
6
Kitchens
6
Basement
Unfinished

Building & Systems

Heating
Baseboard (Gas)
Cooling
None
Exterior
Stucco (Plaster)
Foundation
Block
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
57.14 x 143.61 Feet
Parking
Detached garage · 8 total
Zoning
M6.97

Financial

Property Taxes
$6,549 (2025)

Location

Neighbourhood
22 - East of Sir John A. Blvd
Cross Street
Railway St
Direction Faces
West

Listing

MLS® Number
X13104206
Days on Market
164
Listed On
2026-05-07
Possession
TBV
Listed By
SUTTON GROUP-MASTERS REALTY INC., BROKERAGE

Features

Interior

  • Water Heater

Pool

  • None
Included
6 fridges, 6 stoves, 1 washer, 1 dryer. (no dishwashers)
Excluded
Tenants belongings and furniture
Rental items
6 Hot Water Tanks

Mortgage calculator

Minimum for this price: $74,990 (7.5%)

Amortization, years

Estimated mortgage payment

$4,427 per month

Principal and interest
$4,427
Property tax
$546
Estimated monthly cost
$4,973

Your mortgage

Mortgage amount
$799,920
Mortgage insurance
Not needed
Interest over 25 years
$528,282

Cash to close

Down payment
$199,980
Land transfer tax
$16,473
Total, before legal fees
$216,453
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

686 Montreal Street, Kingston, ON K7K 3J4 22 - East of Sir John A. Blvd, Kingston, ON K7K 3J4
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$999,900 686 Montreal Street, Kingston, ON K7K 3J4
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