$729,900
Est. payment $3,232/moCalculate yours
691 St Andrew Street W, Centre Wellington, ON N1M 1P7
Fergus, Centre Wellington, ON N1M 1P7
- 3 Beds
- 3 Baths
- 1 Garage
- 1,500 Sq Ft
Listing courtesy of M1 Real Estate Brokerage Ltd MLS® X13739326
About this home
Century-home character, flexible living space and a deep backyard come together at 691 St Andrew Street W. Set on a 49 x 135 ft lot just west of historic downtown Fergus, this inviting red-brick home offers 1,573 sq ft of exterior above-grade living space (iGUIDE), three bedrooms, three bathrooms, a detached garage and parking for four. The bright main floor opens with a welcoming foyer and living room, then flows to a thoughtfully updated kitchen with granite counters, stainless steel appliances and island seating. A formal dining room, separate family room with gas fireplace and built-ins, powder room and mudroom create a layout that handles everyday living, entertaining and working from home with ease. Upstairs are three comfortable bedrooms and a four-piece bath. The partially finished lower level adds a recreation room, dedicated office, second four-piece bath, laundry and useful storage. Outside, enjoy the covered front porch, elevated rear deck, full fencing, mature trees, garden shed and fire-pit area across a generous private lawn. Municipal services, central air and forced-air gas heat add year-round comfort. Close to the Grand River, downtown shops and restaurants, parks, schools, the library, hospital and community amenities, this is a distinctive Fergus home with genuine character, practical space and room to make it your own.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Full, Partially Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Aluminum Siding
- Foundation
- Stone, Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 49 x 135 Feet
- Parking
- Detached garage · 4 total
- Zoning
- R2
Financial
- Property Taxes
- $4,056 (2025)
Location
- Neighbourhood
- Fergus
- Cross Street
- St Andrew St W & Beatty Line N
- Direction Faces
- North
Listing
- MLS® Number
- X13739326
- Days on Market
- 46
- Listed On
- 2026-09-02
- Possession
- Flexible / by mutual agreement
- Listed By
- M1 Real Estate Brokerage Ltd
Rooms
Features
Interior
- Storage
- Water Heater Owned
- Water Meter
Property
- Fenced Yard
- Hospital
- Library
- Park
- Place Of Worship
- School
Pool
- None
- Included
- Refrigerator, stove, dishwasher, washer, dryer and all existing window coverings.
- Excluded
- None.
- Rental items
- water softener.
Mortgage calculator
Estimated mortgage payment
$3,232 per month
- Principal and interest
- $3,232
- Property tax
- $338
- Condo fees
- $0
- Estimated monthly cost
- $3,570
Your mortgage
- Mortgage amount
- $583,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $385,632
Cash to close
- Down payment
- $145,980
- Land transfer tax
- $11,073
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $157,053
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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