$599,900
↓ $25,000 from $624,900
Est. payment $2,656/moCalculate yours
699 ST ANDREW Street W, Centre Wellington, ON N1M 1P7
Fergus, Centre Wellington, ON N1M 1P7
- 3 Beds
- 1 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of RE/MAX Real Estate Centre Inc MLS® X13758588
About this home
Welcome to 699 St. Andrew Street West, a warm and welcoming 1925 brick home where original character, comfortable living, perfect location and a warm, inviting setting come together. Set on an impressive 68 x 135-foot property, this charming 1-storey home offers over 1,100 sq. ft, three bedrooms, a 4 pce renovated bath, detached garage and 3 car driveway. Beautiful hardwood floors, 9 ft ceilings, substantial wood trim, oversized doorways and a handsome staircase bring warmth and personality to the bright, inviting interior. The sun-filled living room flows easily into the separate dining room, creating comfortable spaces for everyday life and entertaining. The cheerful kitchen offers generous cabinetry, ample workspace, and offers a walkout to a beautiful sun porch overlooking views of the surrounding greenery.A main-floor bedroom provides valuable flexibility as a guest room, nursery, home office or convenient one-level sleeping space. Upstairs, two additional bedrooms feature hardwood flooring, abundant natural light and charming rooflines that give each room its own character. The full unfinished, full height, basement provides plenty of laundry, storage and workshop space, along with possibilities for the future.Two porches extend the home’s living space and provide places to enjoy a quiet morning, welcome guests or unwind. Outside, the rear deck overlooks a deep, mature yard with room for children, pets, gardens and summer gatherings. The garage and long driveway add practical parking and storage.With central air, forced-air gas heating and flexible possession, this home offers comfort now and potential for years to come. Located near parks, schools, the hospital, recreation and arts facilities, direct river access steps away, and the shops, restaurants and character of downtown Fergus. A special opportunity for first-time buyers, young families, downsizers or anyone who appreciates the enduring warmth of a character home on a generous in-town lot.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Total Rooms
- 7
- Basement
- Unfinished, Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Other, Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 68 x 135 Feet
- Parking
- Detached garage · 4 total
- Zoning
- R1B
Financial
- Property Taxes
- $3,416 (2026)
Location
- Neighbourhood
- Fergus
- Cross Street
- Beatty Line
- Direction Faces
- North
Listing
- MLS® Number
- X13758588
- Days on Market
- 39
- Listed On
- 2026-09-09
- Possession
- flexible
- Listed By
- RE/MAX Real Estate Centre Inc
Rooms
Features
Interior
- None
Property
- Hospital
- Arts Centre
- Park
- School
- Rec./Commun.Centre
- River/Stream
Pool
- None
- Included
- Fridge, stove, washer, dryer, window coverings, light fixtures
- Rental items
- water heater
Mortgage calculator
Estimated mortgage payment
$2,656 per month
- Principal and interest
- $2,656
- Property tax
- $285
- Condo fees
- $0
- Estimated monthly cost
- $2,941
Your mortgage
- Mortgage amount
- $479,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $316,948
Cash to close
- Down payment
- $119,980
- Land transfer tax
- $8,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $128,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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