$449,900
Est. payment $1,992/moCalculate yours
7 Vera Street, St. Catharines, ON L2S 1C3
458 - Western Hill, St. Catharines, ON L2S 1C3
- 2 + 1 Beds
- 2 Baths
Listing courtesy of ROYAL LEPAGE NRC REALTY MLS® X13626470
About this home
Extensively updated and move-in ready, this well-maintained home offers peace of mind with professionally completed foundation work, full basement waterproofing with city permits, a gas furnace and central heating system (2017), 200-amp electrical service with copper wiring, and a 1-year-old owned hot water heater.The bright main floor features marble flooring throughout, a cozy fireplace, and an upgraded kitchen with a large island, quartz countertops, and quality appliances. The basement adds valuable extra space with one bedroom, a kitchenette, and a 2-piece bathroom rough-in.Situated on a generous 52 x 105 ft lot, the property offers parking for up to five vehicles, a large three-season porch, artificial turf in both the front and backyard, landscaping lighting, and a spacious storage shed.Conveniently located just minutes to The Pen Centre, Ridley College, the GO Station, and Brock University, this home is ideal for families, professionals, or investors seeking a property with quality upgrades, functional living space, and excellent long-term value.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- < 700 sqft
Interior
- Bedrooms
- 2 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished, Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding, Metal/Steel Siding
- Foundation
- Concrete, Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 52.5 x 105 Feet
- Parking
- None garage · 5 total
- Zoning
- R2
Financial
- Property Taxes
- $2,473 (2025)
Location
- Neighbourhood
- 458 - Western Hill
- Cross Street
- Pelham Rd
- Direction Faces
- South
Listing
- MLS® Number
- X13626470
- Days on Market
- 84
- Listed On
- 2026-07-26
- Listed By
- ROYAL LEPAGE NRC REALTY
Rooms
Features
Interior
- Carpet Free
- Floor Drain
- Primary Bedroom - Main Floor
- Sump Pump
- Water Heater
- Water Meter
Pool
- None
Mortgage calculator
Estimated mortgage payment
$1,992 per month
- Principal and interest
- $1,992
- Property tax
- $206
- Condo fees
- $0
- Estimated monthly cost
- $2,198
Your mortgage
- Mortgage amount
- $359,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $237,698
Cash to close
- Down payment
- $89,980
- Land transfer tax
- $5,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $95,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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