$519,900
↓ $80,000 from $599,900
Est. payment $2,302/moCalculate yours
70 Main Street, Loyalist, ON K0H 2H0
56 - Odessa, Loyalist, ON K0H 2H0
- 3 Beds
- 4 Baths
- 1,500 Sq Ft
Listing courtesy of CENTURY 21 HERITAGE GROUP LTD., BROKERAGE MLS® X13065004
About this home
Welcome to this well-maintained 3-bedroom, 3-bathroom home in the charming community of Odessa. Currently enjoyed as a spacious single-family residence, this property is uniquely zoned as a duplex, offering outstanding flexibility for homeowners, investors, or multi-generational families. The home features a functional layout with generous living spaces, comfortable bedrooms, and three bathrooms to accommodate a growing family or guests with ease. Whether you’re looking for a move-in-ready family home or an income-generating opportunity, this property delivers exceptional value. With minimal modifications, the home can be easily converted back to a duplex or configured as a private in-law suite, making it ideal for extended family living, rental income, or future investment potential. Separate living areas provide privacy and convenience while maintaining the option to enjoy the entire home as one residence. Situated in a friendly, small-town setting just a short drive from Kingston, you’ll appreciate the balance of peaceful living with access to amenities, schools, and commuter routes.
Property details
Overview
- Property Type
- Duplex
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 4
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Stone
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 66 x 264 Feet
- Parking
- None garage · 2 total
Financial
- Property Taxes
- $2,746 (2025)
Location
- Neighbourhood
- 56 - Odessa
- Cross Street
- Main St and County Rd 6
- Direction Faces
- North
Listing
- MLS® Number
- X13065004
- Days on Market
- 171
- Listed On
- 2026-04-30
- Possession
- TBD
- Listed By
- CENTURY 21 HERITAGE GROUP LTD., BROKERAGE
Rooms
Features
Interior
- In-Law Capability
- In-Law Suite
- Storage
- Water Meter
Pool
- None
- Included
- None
- Excluded
- All Tenants belongings
- Rental items
- Hot water tank
Mortgage calculator
Estimated mortgage payment
$2,302 per month
- Principal and interest
- $2,302
- Property tax
- $229
- Condo fees
- $0
- Estimated monthly cost
- $2,531
Your mortgage
- Mortgage amount
- $415,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $274,681
Cash to close
- Down payment
- $103,980
- Land transfer tax
- $6,873
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $110,853
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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