$528,000
Est. payment $2,338/moCalculate yours
70 Temperance Street 4207, Toronto, ON M5H 0B1
Bay Street Corridor, Toronto, ON M5H 0B1
- 1 + 1 Beds
- 1 Baths
- 500 Sq Ft
Listing courtesy of BSPOKE REALTY INC. MLS® C13639536
About this home
A practical 1+1 bedroom condo in the heart of the Bay Street Corridor, offered at an exceptional price. This bright south-facing suite features a functional layout with a fully enclosed bedroom, a separate den that’s ideal for a large home office, and an open-concept living and dining area with a walkout to the balcony. Located on the 42nd floor, the suite enjoys abundant natural light from Southern exposure and sweeping downtown views with glimpses of the lake. Generous storage includes large closets, ample kitchen cabinetry, a separate laundry room with additional storage space, and an owned locker. Residents enjoy concierge service, a fitness centre, media room, guest suites, party room, and a rooftop terrace with BBQs. Just steps to the Financial District, PATH, University Row, Nathan Phillips Square, transit, dining, shopping, and everyday conveniences. Locker included.
Property details
Overview
- Property Type
- Condo Apartment
- Style
- Apartment
- For
- For Sale
- Status
- New
- Size
- 500 sqft
Interior
- Bedrooms
- 1 + 1
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Concrete
Lot & Parking
- Parking
- None garage
Financial
- Property Taxes
- $3,461 (2026)
- Condo Fee
- $500/mo
- Fee Includes
- Water Included, Common Elements Included, Building Insurance Included
- Pets
- Yes-with Restrictions
Location
- Neighbourhood
- Bay Street Corridor
- Cross Street
- Richmond / Bay
Listing
- MLS® Number
- C13639536
- Days on Market
- 74
- Listed On
- 2026-08-05
- Possession
- Flexible or 90+
- Listed By
- BSPOKE REALTY INC.
Rooms
Features
Interior
- Carpet Free
- Included
- Fridge, stove cooktop, dishwasher, oven, hoodfan, beverage cooler, washer & dryer
- Excluded
- tenant items
Mortgage calculator
Estimated mortgage payment
$2,338 per month
- Principal and interest
- $2,338
- Property tax
- $288
- Condo fees
- $500
- Estimated monthly cost
- $3,126
Your mortgage
- Mortgage amount
- $422,400
- Mortgage insurance
- Not needed
- Interest over 25 years
- $278,961
Cash to close
- Down payment
- $105,600
- Land transfer tax (Ontario + Toronto)
- $14,070
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $119,670
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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