$325,000
↓ $25,000 from $350,000
Est. payment $1,439/moCalculate yours
730 Fire Route 970, Cavan Monaghan, ON K9J 6Z9
Cavan-Monaghan, Cavan Monaghan, ON K9J 6Z9
- 2 + 1 Beds
- 2 Baths
Listing courtesy of RE/MAX HALLMARK EASTERN REALTY MLS® X13591064
About this home
Welcome to your own private retreat on the beautiful Otonabee River. This charming off-grid 3 season property offers the perfect balance with peaceful cottage living, just 5 minutes from Peterborough. The main cottage features 2 bedrooms and a 3-piece bathroom with a composting toilet, making it ideal for weekend getaways or extended stays. A separate bunkie provides an additional bedroom, perfect for guests or family, along with a nearby 2-piece washroom in the outbuilding featuring running water and a flushable toilet. The property is equipped with a high-performance solar system featuring brand new 10,000 kW batteries installed in 2026, propane runs the fridge, stove, and an on-demand hot water system. Although the shoreline is not owned, the owners have had uninterrupted and continuous use of the private road and waterfront features which is set on an 129 feet of clean, swimmable shoreline. You’ll love spending your days on the water or sitting by a campfire. The private dock offers over 10 feet of water depth at the end, making it ideal for swimming, boating, and fishing. From your dock, enjoy a scenic 15-minute boat ride to Lock 19 and Little Lake, the other direction winds its self to Rice Lake, opening the door to endless days of exploring the Trent-Severn Waterway. Surrounded by mature trees, the property offers exceptional privacy and a tranquil setting. A spacious deck off the living room provides the perfect place to relax with your morning coffee or entertain family and friends while overlooking the river and watching boats as they pass by. A storage shed/workshop with plenty of room for tools, water toys, and outdoor equipment. Whether you’re looking for a seasonal escape or a unique lifestyle, this exceptional Otonabee River property offers privacy, recreation, and convenience in one remarkable package.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Size
- < 700 sqft
Interior
- Bedrooms
- 2 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Other (Other)
- Cooling
- None
- Exterior
- Aluminum Siding, Vinyl Siding
- Foundation
- Piers
- Roof
- Asphalt Shingle
- Water
- Other
- Sewer
- Other
Lot & Parking
- Lot Size
- 129.3 x 95.69 Feet
- Parking
- None garage · 4 total
Financial
- Property Taxes
- $2,417 (2026)
Location
- Neighbourhood
- Cavan-Monaghan
- Cross Street
- Mervin Line and Airport Road
- Direction Faces
- North
Listing
- MLS® Number
- X13591064
- Days on Market
- 89
- Listed On
- 2026-07-21
- Possession
- Flexible
- Listed By
- RE/MAX HALLMARK EASTERN REALTY
Rooms
Features
Interior
- Carpet Free
- On Demand Water Heater
- Propane Tank
- Solar Owned
- Primary Bedroom - Main Floor
Property
- Cul de Sac/Dead End
- Hospital
- River/Stream
- Waterfront
Pool
- None
- Included
- All existing contents inside and outside that are not listed in the exclusions.
- Excluded
- Black Stone griddle, 2 kayaks, pontoon boat, boat lift, personal items
Mortgage calculator
Estimated mortgage payment
$1,439 per month
- Principal and interest
- $1,439
- Property tax
- $201
- Condo fees
- $0
- Estimated monthly cost
- $1,640
Your mortgage
- Mortgage amount
- $260,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $171,709
Cash to close
- Down payment
- $65,000
- Land transfer tax
- $3,350
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $68,350
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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