$379,000
↓ $20,900 from $399,900
Est. payment $1,678/moCalculate yours
732A 13th Line W, Trent Hills, ON K0L 1L0
Rural Trent Hills, Trent Hills, ON K0L 1L0
- 3 Beds
- 1 Baths
Listing courtesy of Royal Lepage Proalliance Realty MLS® X13662354
About this home
Welcome to your own slice of paradise on beautiful Lake Seymour, part of the Trent-Severn Waterway! This charming 3-bedroom, 1-bathroom cottage offers the perfect blend of comfort, charm and waterfront living, with the added potential to easily convert the property for 4-season enjoyment. The existing layout and features provide an excellent foundation for a buyer looking to create a year-round retreat or permanent waterfront home. Inside, the updated kitchen and bathroom make this cottage ready to use, while the inviting sunroom provides the perfect spot to enjoy your morning coffee or unwind while taking in the peaceful surroundings. Step outside and embrace the best of cottage life with multiple outdoor seating areas, a fire pit right by the water and plenty of space to relax, entertain and create lasting memories with family and friends. Spend your days boating, fishing, or simply enjoying the beautiful waterfront setting. The durable metal roof adds peace of mind, while the tranquil lakefront location offers the perfect escape from the everyday. Just 10 minutes from Campbellford, a charming Trent Hills community offering local shops, restaurants, cafés and everyday amenities. Explore the famous Ranney Gorge Suspension Bridge, spend the day at Ferris Provincial Park or enjoy endless recreational opportunities along the Trent River and Trent-Severn Waterway. Approximately 1.5 hours from the GTA, this property is an ideal weekend getaway, family cottage or future year-round retreat. Enjoy it as it is today or unlock its potential for 4-season living!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Size
- < 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Total Rooms
- 6
- Basement
- Crawl Space
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Wood
- Foundation
- Poured Concrete
- Roof
- Metal
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 110 x 258 Feet
- Parking
- None garage · 4 total
- Zoning
- SR
Financial
- Property Taxes
- $3,043 (2026)
Location
- Neighbourhood
- Rural Trent Hills
- Cross Street
- Cty Rd 30 north from Campbellford to 13th Line
- Direction Faces
- North
Listing
- MLS® Number
- X13662354
- Days on Market
- 68
- Listed On
- 2026-08-11
- Possession
- Immediate
- Listed By
- Royal Lepage Proalliance Realty
Rooms
Features
Interior
- Water Heater Owned
Property
- Waterfront
Pool
- None
- Included
- Fridge, Stove, Wood Stove (as is), TV
- Excluded
- Personal Belongings
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$1,678 per month
- Principal and interest
- $1,678
- Property tax
- $254
- Condo fees
- $0
- Estimated monthly cost
- $1,932
Your mortgage
- Mortgage amount
- $303,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $200,239
Cash to close
- Down payment
- $75,800
- Land transfer tax
- $4,160
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $79,960
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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