$399,900
Est. payment $1,771/moCalculate yours
74 Adelaide Street S, Kawartha Lakes, ON K9V 3K1
Lindsay, Kawartha Lakes, ON K9V 3K1
- 5 + 1 Beds
- 2 Baths
- 700 Sq Ft
Listing courtesy of REMAX YOUR COMMUNITY REALTY MLS® X13839832
About this home
Discover this charming detached retreat in the heart of Lindsay, On.-where character meets modern versatility. A standout feature is the massive 194ft deep backyard. Long enough for a soccer match, lush gardens, or the potential to add a garage or garden suite. A private oasis rarely found so close to urban amenities. Step into a home designed for both warmth and functionality. Enclosed side entry-the perfect “mudroom” for busy lives. This modernized eat-in kitchen serves as the heart of the residence, flooded with natural light. With 5 bedrooms plus a versatile bonus room overlooking the massive backyard-the layout offers endless possibilities-perfect for a home office, 6th Bedroom, a vibrant playroom, or a cozy guest suite. Durable, seamless laminate flooring throughout the home. Two full bathrooms (one on each level) easily caters to a busy household or multi-tenant living. Whether you are looking for a family home or a strategic investment for student rental income, this property delivers the best of both worlds. A yard this size offers incredible potential for a Garden Suite or detached Garage/ADU conversion (subject to municipal approval), allowing you to potentially double your rental streams on a single property. Within walking distance to Fleming College. Minutes to grocery stores, Lindsay Square Mall, Kawartha skate park and the iconic Lindsay Drive-In. some photos have been digitally staged, size & color untouched.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 5 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Separate Entrance, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- None
- Exterior
- Wood
- Foundation
- Concrete Block, Unknown
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 40 x 193.38 Feet
- Parking
- None garage · 4 total
Financial
- Property Taxes
- $2,626 (2025)
Location
- Neighbourhood
- Lindsay
- Cross Street
- Mary St and Adelaide St
- Direction Faces
- East
Listing
- MLS® Number
- X13839832
- Days on Market
- 20
- Listed On
- 2026-09-28
- Possession
- Tenants if any to be assumed/TBA
- Listed By
- REMAX YOUR COMMUNITY REALTY
Features
Interior
- Carpet Free
- Storage Area Lockers
Property
- Public Transit
- Rec./Commun.Centre
- School
Pool
- None
- Included
- Fridge, Stove
- Excluded
- Items belonging to the tenant
- Rental items
- Hot water tank
Mortgage calculator
Estimated mortgage payment
$1,771 per month
- Principal and interest
- $1,771
- Property tax
- $219
- Condo fees
- $0
- Estimated monthly cost
- $1,990
Your mortgage
- Mortgage amount
- $319,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $211,281
Cash to close
- Down payment
- $79,980
- Land transfer tax
- $4,474
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $84,454
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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