$669,900
↓ $20,000 from $689,900
Est. payment $2,966/moCalculate yours
74 Cottage Lane, Greater Napanee, ON K0K 2L0
58 - Greater Napanee, Greater Napanee, ON K0K 2L0
- 3 + 1 Beds
- 3 Baths
- 1 Garage
- 2,000 Sq Ft
Listing courtesy of CENTURY 21 LANTHORN REAL ESTATE LTD., BROKERAGE MLS® X13711058
About this home
Are you looking for a waterfront home on a quiet lake? Take a look at this great property. The original cottage was built in 1956 and a large addition added in 2019 at which point the original structure was renovated and the dwelling is now a year round home. 3 or 4 bedroom home within 3 bathrooms. The house sets on the edge of the lake allowing for excellent views and quick access to the waterfront. Concrete sea wall along the lake front and ample decking. Drilled well and full septic system. The lot crosses the road where you find a detached garage/workshop. The access lane is privately maintained and the approx yearly costs for snow removal is $200 to $400. Ample parking on the lot. Located on Lime Lake which is great for swimming, water sports and fishing. Lime Lake is approx 300 acres in size. Only 25KM north of Napanee, 60KM to Kingston or 40KM to Belleville.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Size
- 2,000 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Stone, Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 52 x 290 Feet
- Parking
- Detached garage · 3 total
Financial
- Property Taxes
- $4,626 (2025)
Location
- Neighbourhood
- 58 - Greater Napanee
- Cross Street
- Westplain Rd and Lime Lake rd
- Direction Faces
- West
Listing
- MLS® Number
- X13711058
- Days on Market
- 54
- Listed On
- 2026-08-25
- Possession
- Flexible
- Listed By
- CENTURY 21 LANTHORN REAL ESTATE LTD., BROKERAGE
Rooms
Features
Interior
- Water Heater
- Sump Pump
- On Demand Water Heater
- Carpet Free
- ERV/HRV
Property
- Fenced Yard
- Waterfront
Pool
- None
- Included
- Fridge, Stove, dishwasher, stacked washer/dryer and 3 spacious storage sheds on site. Camping trailer on the back part of the lot that can be included if buyers are interested.
- Excluded
- None
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$2,966 per month
- Principal and interest
- $2,966
- Property tax
- $386
- Condo fees
- $0
- Estimated monthly cost
- $3,352
Your mortgage
- Mortgage amount
- $535,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $353,932
Cash to close
- Down payment
- $133,980
- Land transfer tax
- $9,873
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $143,853
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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