$1,399,000
Est. payment $6,194/moCalculate yours
7478 Baldwin Lane, Ramara, ON L0K 2B0
Rural Ramara, Ramara, ON L0K 2B0
- 4 + 2 Beds
- 2 Baths
- 1 Garage
- 1,500 Sq Ft
Listing courtesy of Century 21 B.J. Roth Realty Ltd. MLS® S13875050
About this home
A rare opportunity on the shores of Lake Couchiching. Set on just under 2 acres with approximately 430 feet of private waterfront, this remarkable west-facing property offers sweeping 180-degree views to the south, west and north, spectacular sunsets, and endless possibilities for generations to enjoy. Two separate cottages make this an ideal multi-family retreat, family compound or unique investment in an exceptional piece of waterfront. The four-season home offers a flexible 2-3 bedroom layout, a newly renovated bathroom and a walkout to beautiful lake views, while the charming three-season cottage features four cozy bedrooms, a raised cathedral-ceiling living room and its own walkout overlooking the water. Both the home and cottage are equipped with UV filtration/water treatment systems. Outside, multiple decks create plenty of space to gather, dine and take in the views, while the expansive shoreline and private dock invite you to experience everything Lake Couchiching has to offer, including family-friendly swimming, fishing, boating and direct access to the Trent-Severn Waterway. A detached single garage and multiple storage sheds provide plenty of room for boats, water toys and cottage essentials. Enjoy the property exactly as it is, create an unforgettable multi-generational waterfront compound, or bring your own vision to life and explore the possibilities of building new on one of the most beautiful pieces of property on Lake Couchiching. Nearly two acres, extraordinary frontage, panoramic lake views and a setting that is increasingly difficult to find. This is waterfront with possibilities as impressive as the view. Be sure to check out the video!
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 4 + 2
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Crawl Space
Building & Systems
- Heating
- Other (Propane)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Other
- Roof
- Shingles
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 74.08 x 265 Feet
- Parking
- Detached garage · 7 total
Financial
- Property Taxes
- $7,009 (2025)
Location
- Neighbourhood
- Rural Ramara
- Cross Street
- Rama Rd and Baldwin Lane
- Direction Faces
- West
Listing
- MLS® Number
- S13875050
- Days on Market
- 10
- Listed On
- 2026-10-08
- Possession
- flexible
- Listed By
- Century 21 B.J. Roth Realty Ltd.
Features
Interior
- Primary Bedroom - Main Floor
- Water Heater
- Water Treatment
Property
- Clear View
- Waterfront
- Lake/Pond
- Beach
Pool
- None
- Included
- Aluminum frame dock, decks, washer, dryer, dishwasher (dishwasher is in 4 season disguised as cabinet in newly updated kitchen), fridge x 2, stove x 2, overhead built in microwave. All furnishings in 4 bdrm cottage, excluding the butcher block island.
- Excluded
- Tractor, butcher block island in cottage, outdoor equipment.
- Rental items
- none
Mortgage calculator
Estimated mortgage payment
$6,194 per month
- Principal and interest
- $6,194
- Property tax
- $584
- Condo fees
- $0
- Estimated monthly cost
- $6,779
Your mortgage
- Mortgage amount
- $1,119,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $739,141
Cash to close
- Down payment
- $279,800
- Land transfer tax
- $24,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $304,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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