$999,900
Est. payment $4,427/moCalculate yours
75 Yates Street, St. Catharines, ON L2R 5R7
451 - Downtown, St. Catharines, ON L2R 5R7
- 4 Beds
- 4 Baths
- 2,000 Sq Ft
Listing courtesy of ROYAL LEPAGE NRC REALTY MLS® X13844690
About this home
Rare opportunity to live, work and generate income from one exceptional property! Set on an impressive 85 x 263 ft lot, 75 Yates offers incredible flexibility for entrepreneurs, professionals, multi-generational families and investors. The home features a separate-entry business space complete with salon, office, bathroom and laundry, creating an ideal setup for a home-based business while keeping work and home life separate. A fully self-contained in-law apartment with its own entrance and laundry provides additional living space or income potential. The main home offers beautiful character, spacious living areas, custom kitchen, fireplaces and an expansive backyard oasis with in-ground heated pool and ravine setting. Preliminary drawings have also been completed for a proposed 3-unit townhouse development on the property, offering exciting potential for future development. A truly unique property with possibilities that are rarely found in this location!
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 2,000 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 4
- Kitchens
- 2
- Basement
- Finished with Walk-Out, Apartment
Building & Systems
- Heating
- Other (Gas)
- Cooling
- Central Air
- Exterior
- Stone, Stucco (Plaster)
- Foundation
- Block, Poured Concrete, Stone
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 85 x 263.05 Feet
- Parking
- None garage · 3 total
- Zoning
- R2, G1
Financial
- Property Taxes
- $7,719 (2025)
Location
- Neighbourhood
- 451 - Downtown
- Cross Street
- College
- Direction Faces
- West
Listing
- MLS® Number
- X13844690
- Days on Market
- 18
- Listed On
- 2026-09-30
- Listed By
- ROYAL LEPAGE NRC REALTY
Rooms
Features
Interior
- In-Law Suite
- Water Meter
- Water Heater
Pool
- Inground
Mortgage calculator
Estimated mortgage payment
$4,427 per month
- Principal and interest
- $4,427
- Property tax
- $643
- Condo fees
- $0
- Estimated monthly cost
- $5,071
Your mortgage
- Mortgage amount
- $799,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $528,282
Cash to close
- Down payment
- $199,980
- Land transfer tax
- $16,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $216,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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