Gurvinder Nokwal REALTOR®
For Sale Detached 2 days on market

$749,000

Est. payment $3,316/moCalculate yours

76 Birch Island, Bracebridge, ON P1L 1W8

Monck (Bracebridge), Bracebridge, ON P1L 1W8

  • 3 Beds
  • 1 Baths
  • 700 Sq Ft
Map

Listing courtesy of Chestnut Park Real Estate MLS® X14087886

About this home

Island life made easy, with style to spare. Tucked beneath a canopy of mature trees on the north side of Birch Island, this beautifully renovated three-bedroom cottage pairs fresh, inviting interiors with the timeless appeal of Lake Muskoka. With 100 feet of waterfront, a hard-packed sandy bottom and gentle terrain, this private retreat sets the scene for carefree summer days.An expansive lakeside deck extends your living space outdoors, with glass railings that keep the sparkling lake views front and centre. From quiet morning coffees to leisurely dinners overlooking the water, this is a space made for slowing down and settling into cottage life.Inside, the bright, open-concept layout brings the kitchen, dining and living areas together, creating a welcoming gathering space with views of the lake. The updated kitchen features newer stainless steel appliances, while warm finishes and thoughtful improvements lend the cottage a comfortable, relaxed feel. Three cozy bedrooms sit along the back of the cottage, complemented by a renovated three-piece bathroom. A framed-in Muskoka room offers an opportunity to complete another inviting space to suit your vision.Outside, the gradual sandy entry makes swimming, wading and launching a canoe or kayak easy. Spend your afternoons lounging on the spacious dock, exploring the shoreline or heading out by boat to discover Muskoka’s celebrated three-lake chain. Waterfront dining, shopping, golf and community events bring plenty of possibilities for days spent on the water.As evening arrives, gather around the firepit for toasted marshmallows, good conversation and a sky full of stars. Generous storage beneath the cottage provides practical space for outdoor furniture, paddles and seasonal gear.Offered fully furnished for an easy transition into island ownership, this charming Lake Muskoka retreat is ready for its next chapter of summer memories. Property and included contents are being sold in “as is, where is” condition.

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
New
Approximate Age
51-99
Size
700 sqft

Interior

Bedrooms
3
Bathrooms
1
Kitchens
1
Basement
None

Building & Systems

Heating
Other (Wood)
Cooling
Other
Exterior
Wood
Foundation
Piers
Roof
Asphalt Shingle
Water
Other
Sewer
Septic

Lot & Parking

Lot Size
100 x 144 Feet
Parking
None garage

Financial

Property Taxes
$3,410 (2026)

Location

Neighbourhood
Monck (Bracebridge)
Cross Street
N/A
Direction Faces
North

Listing

MLS® Number
X14087886
Days on Market
2
Listed On
2026-10-16
Possession
Flexible
Listed By
Chestnut Park Real Estate

Rooms

Room Level Dimensions
Bedroom 2 Main 9′ 10″ × 11′ 2″
Bedroom 3 Main 9′ 10″ × 11′ 2″
Bedroom Main 9′ 10″ × 11′ 2″

Features

Interior

  • Water Heater Owned

Pool

  • None
Included
As viewed.
Rental items
none

Mortgage calculator

Minimum for this price: $49,900 (6.66%)

Amortization, years

Estimated mortgage payment

$3,316 per month

Principal and interest
$3,316
Property tax
$284
Estimated monthly cost
$3,601

Your mortgage

Mortgage amount
$599,200
Mortgage insurance
Not needed
Interest over 25 years
$395,723

Cash to close

Down payment
$149,800
Land transfer tax
$11,455
Total, before legal fees
$161,255
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

76 Birch Island, Bracebridge, ON P1L 1W8 Monck (Bracebridge), Bracebridge, ON P1L 1W8
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$749,000 76 Birch Island, Bracebridge, ON P1L 1W8
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