$675,000
↓ $14,000 from $689,000
Est. payment $2,989/moCalculate yours
76 Hamilton Island Road, South Glengarry, ON K0C 2E0
723 - South Glengarry (Charlottenburgh) Twp, South Glengarry, ON K0C 2E0
- 3 Beds
- 2 Baths
- 1 Garage
- 1,500 Sq Ft
Listing courtesy of Enas Awad MLS® X13743566
About this home
COTTAGE FOR SALE - 76 Hamilton Island, Summerstown, Ontario. This peaceful, private, and spacious 1,900 sq. ft. cottage facing the St. Lawrence River is ideal for gatherings and entertaining. Situated on a seasonal leased lot, it is available for use from April 1 to October 31. The cottage features three bedrooms, including a primary bedroom with a walk-in closet, 1 bathrooms, a laundry room, foyer, dining room, den/office, log-style living room, and sunroom overlooking the St. Lawrence River. Heating options include an airtight wood stove, electric baseboards, and a propane fireplace, along with air conditioning and a heat pump. Outdoor features include two composite decks, a built-in BBQ, an interlocking patio area, an insulated and heated garage, a boathouse, a woodshed, and a storage shed. The current annual lot rent is $6,570 for the period from July 1, 2024, to June 30, 2027, with rent reviews conducted every three years. The 15-year lease is effective from July 1, 2024, to June 30, 2039. There is also an annual association fee of $650, which covers garbage and recycling pickup and road maintenance. Room sizes are approximate. Asking price: $689,000.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Unfinished, Full
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- Wall Unit(s)
- Exterior
- Stone, Vinyl Siding
- Foundation
- Post & Pad, Slab, Concrete Block
- Roof
- Asphalt Shingle
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 70 x 126 Feet
- Parking
- Detached garage · 5 total
Location
- Neighbourhood
- 723 - South Glengarry (Charlottenburgh) Twp
- Cross Street
- Hamilton Island Road and Highway 2.
- Direction Faces
- East
Listing
- MLS® Number
- X13743566
- Days on Market
- 45
- Listed On
- 2026-09-03
- Possession
- TBD
- Listed By
- Enas Awad
Rooms
Features
Interior
- Carpet Free
- Propane Tank
- Primary Bedroom - Main Floor
- Storage
- Water Heater Owned
Property
- Waterfront
- River/Stream
- Island
Pool
- None
- Included
- Blinds and Built-in BBQ
Mortgage calculator
Estimated mortgage payment
$2,989 per month
- Principal and interest
- $2,989
- Property tax
- $0
- Condo fees
- $0
- Estimated monthly cost
- $2,989
Your mortgage
- Mortgage amount
- $540,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $356,626
Cash to close
- Down payment
- $135,000
- Land transfer tax
- $9,975
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $144,975
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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