$829,900
Est. payment $3,675/moCalculate yours
765 Palace Road, Greater Napanee, ON K7R 3K9
58 - Greater Napanee, Greater Napanee, ON K7R 3K9
- 3 + 1 Beds
- 4 Baths
- 2 Garage
- 2,000 Sq Ft
Listing courtesy of Coldwell Banker Electric Realty MLS® X13496498
About this home
5 THINGS YOU’LL LOVE ABOUT THIS HOME - 1) THE INCOME POTENTIAL - With 3 separate living spaces, including a fully legal basement apartment, you can live in one unit and rent out the other two, making this custom luxury home surprisingly attainable for even a first-time buyer. 2) THE LOCATION: Close enough to the 401 for an easy commute, set back far enough that you’ll never hear it. On city services, with a true country feel just 2 minutes from downtown Napanee. 3) THE LOT: 2 acres backing onto a ravine, with deer and wildlife right in your backyard. One of the largest residential lots in town, with more backyard than frontage and mature trees shading the home throughout. 4) THE CUSTOM BUILD: Built in 2021, this home features an ICF foundation, steel roof, engineered hardwood floors, tall ceilings, and a sleek modern aesthetic throughout. Radiant in-floor heating in the office, tankless hot water, HRV, fibre internet, and a GenerLink power hookup round out the high-end finishes. 5) THE LAYOUT: A main floor primary bedroom with a 3-piece ensuite, walk-in closet, and private walkout office. The kitchen and living space soar with 2-storey ceilings, and a wraparound deck connects your ground floor bedroom to the front entrance. A 26×38′ garage features a separate 1 bed, 1 bath loft above, complete with its own kitchen, laundry, and parking.
Property details
Overview
- Property Type
- Detached
- Style
- Bungaloft
- For
- For Sale
- Status
- Sold Conditional Escape
- Approximate Age
- 0-5
- Size
- 2,000 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 4
- Kitchens
- 3
- Basement
- Finished with Walk-Out, Full, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Insulated Concrete Form
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 58 x 691 Feet
- Parking
- Detached garage · 6 total
- Zoning
- R1
Financial
- Property Taxes
- $5,763 (2025)
Location
- Neighbourhood
- 58 - Greater Napanee
- Cross Street
- Palace Rd & Hwy 2
- Direction Faces
- North
Listing
- MLS® Number
- X13496498
- Days on Market
- 114
- Listed On
- 2026-06-26
- Possession
- Immediate
- Listed By
- Coldwell Banker Electric Realty
Rooms
Features
Interior
- Air Exchanger
- Accessory Apartment
- Carpet Free
- ERV/HRV
- Guest Accommodations
- In-Law Suite
- On Demand Water Heater
- Primary Bedroom - Main Floor
- Propane Tank
- Separate Heating Controls
- Upgraded Insulation
- Workbench
- Water Treatment
- Water Softener
- Water Purifier
Property
- Greenbelt/Conservation
- Wooded/Treed
- School
- Public Transit
- Ravine
Pool
- None
- Included
- GenerLink, Mastercraft mitre saw, Mastercraft drill press, Mastercraft grinder, 3 metal shelves in garage, 4 buckets of driveway sealer in garage, 6 boxes of engineered hardwood flooring, All Appliances (MAIN HOUSE: fridge, stove, dishwasher; BASEMENT: fridge, stove, washer, dryer; GARAGE LOFT: fridge, stove, washer, dryer)
- Excluded
- None.
- Rental items
- None.
Mortgage calculator
Estimated mortgage payment
$3,675 per month
- Principal and interest
- $3,675
- Property tax
- $480
- Condo fees
- $0
- Estimated monthly cost
- $4,155
Your mortgage
- Mortgage amount
- $663,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $438,465
Cash to close
- Down payment
- $165,980
- Land transfer tax
- $13,073
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $179,053
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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