Gurvinder Nokwal REALTOR®
For Sale Detached 24 days on market

$424,900

Est. payment $1,881/moCalculate yours

77 First Avenue, St. Thomas, ON N5R 4N6

St. Thomas, St. Thomas, ON N5R 4N6

  • 3 Beds
  • 1 Baths
  • 700 Sq Ft

Listing courtesy of RE/MAX ADVANTAGE REALTY LTD. MLS® X13822622

About this home

Welcome to 77 First Avenue in St. Thomas! This charming 1-storey home is an excellent opportunity for first-time buyers, downsizers or anyone looking for a property with room to grow. The main floor features a bright, open-concept living and dining area, an updated kitchen with granite countertops and backsplash, an updated bathroom, and a versatile office or bedroom with patio doors leading to the deck. Upstairs, you’ll find the primary bedroom and a second bedroom. The unfinished basement includes a roughed-in bathroom and offers plenty of potential for additional living space. Outside, the fully fenced backyard is made for summer enjoyment, complete with an inground saltwater pool and a fantastic patio for entertaining. Improvements over the years include the furnace and central air conditioning (approx. 2021), flooring throughout (approx. 2021), granite kitchen countertops and backsplash (approx. 2021), an updated electrical panel (approx. 2020), owned water heater (2026), pool sand filter and solar cover (2026), fencing and deck (approx. 2020). The durable metal roof was installed by a previous owner and remains in great condition. Conveniently located close to shopping, schools, the hospital, restaurants, the Family YMCA and everyday amenities, this inviting home offers comfort, versatility and exceptional outdoor living. Plus did we mention there was a POOL!!

Property details

Overview

Property Type
Detached
Style
1 1/2 Storey
For
For Sale
Status
New
Size
700 sqft

Interior

Bedrooms
3
Bathrooms
1
Kitchens
1
Total Rooms
7
Basement
Unfinished, Full

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Aluminum Siding, Vinyl Siding
Foundation
Concrete Block
Roof
Metal
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
40 x 115.5 Feet
Parking
None garage · 3 total
Zoning
R

Financial

Property Taxes
$2,954 (2026)

Location

Neighbourhood
St. Thomas
Cross Street
First Ave and Chestnut St
Direction Faces
West

Listing

MLS® Number
X13822622
Days on Market
24
Listed On
2026-09-24
Possession
Flexible
Listed By
RE/MAX ADVANTAGE REALTY LTD.

Rooms

Room Level Dimensions
Kitchen Main 9′ 6″ × 8′ 5″
Dining Room Main 12′ 0″ × 10′ 4″
Bedroom Main 8′ 7″ × 11′ 9″
Primary Bedroom Second 12′ 10″ × 13′ 11″
Living Room Main 14′ 4″ × 10′ 4″
Bathroom Main 7′ 7″ × 4′ 11″
Bedroom Second 12′ 2″ × 7′ 10″
Other Basement 26′ 4″ × 22′ 5″

Features

Interior

  • Water Heater Owned
  • Sump Pump

Property

  • Fenced Yard
  • Hospital
  • Park
  • School

Pool

  • Inground
Included
Fridge, Stove, Washer and Dryer. Water Heater.
Rental items
none

Mortgage calculator

Minimum for this price: $21,245 (5%)

Amortization, years

Estimated mortgage payment

$1,881 per month

Principal and interest
$1,881
Property tax
$246
Estimated monthly cost
$2,128

Your mortgage

Mortgage amount
$339,920
Mortgage insurance
Not needed
Interest over 25 years
$224,490

Cash to close

Down payment
$84,980
Land transfer tax
$4,973
Total, before legal fees
$89,953
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

77 First Avenue, St. Thomas, ON N5R 4N6 St. Thomas, St. Thomas, ON N5R 4N6
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$424,900 77 First Avenue, St. Thomas, ON N5R 4N6
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