$409,900
Est. payment $1,815/moCalculate yours
77 Portsmouth Avenue, Kingston, ON K7M 1V4
18 - Central City West, Kingston, ON K7M 1V4
- 2 Beds
- 1 Baths
- 3 Garage
- 700 Sq Ft
Listing courtesy of CENTURY 21 HERITAGE GROUP LTD., BROKERAGE MLS® X13709520
About this home
Opportunity Knocks in a Prime Central Location! Situated directly across from St. Lawrence College, this charming bungalow offers incredible value for first-time buyers, investors, or downsizers looking for a better alternative to condo living-with no condo fees, more space, and your own private lot. Set on a generous 40 x 133 ft lot, this property provides rare room to expand or customize, with excellent future development potential in the deep backyard. The home features a functional layout with bright living and dining areas, two bedrooms, and a carpet-free interior with hardwood flooring throughout. Lovingly maintained and move-in ready, it offers comfortable living today with the flexibility to add value over time. Recent updates include a furnace (Nov 2024), roof (Sept 2021), basement waterproofing (July 2025), updated wiring (2016), basement windows (2019), and upper-level windows replaced prior to 2016. Appliances are in good working order, with the dishwasher (2020)and washer/dryer (2018). Two window air conditioning units are included for added comfort. Enjoy the convenience of 3-car parking and unbeatable proximity to transit, shopping, Providence Care Hospital, and Queen’s University. Adding to the opportunity, the property is zoned Urban Multi-Residential Zone 10 (URM10), which permits a range of residential uses including apartment buildings and stacked townhouses, offering potential for additional units or future redevelopment. The property is located within a wastewater constraint area, and any proposed development or additional units would be subject to municipal approvals and confirmation of available servicing capacity by Utilities Kingston. Buyers are encouraged to complete their own due diligence with the City of Kingston regarding their intended use. Whether you’re looking to get into the market, downsize without compromise, or invest in a high-demand student rental location, this property checks all the boxes.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- None
- Exterior
- Aluminum Siding, Vinyl Siding
- Foundation
- Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 41.68 x 132 Feet
- Parking
- None garage · 3 total
Financial
- Property Taxes
- $3,336 (2025)
Location
- Neighbourhood
- 18 - Central City West
- Cross Street
- Portsmouth and King St.
- Direction Faces
- East
Listing
- MLS® Number
- X13709520
- Days on Market
- 54
- Listed On
- 2026-08-25
- Listed By
- CENTURY 21 HERITAGE GROUP LTD., BROKERAGE
Features
Interior
- Carpet Free
Pool
- None
- Included
- Dishwasher, Stove, fridge and two window air conditioners.
Mortgage calculator
Estimated mortgage payment
$1,815 per month
- Principal and interest
- $1,815
- Property tax
- $278
- Condo fees
- $0
- Estimated monthly cost
- $2,093
Your mortgage
- Mortgage amount
- $327,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $216,565
Cash to close
- Down payment
- $81,980
- Land transfer tax
- $4,673
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $86,653
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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