$340,000
Est. payment $1,505/moCalculate yours
78 EAST Street, St. Thomas, ON N5P 2R5
St. Thomas, St. Thomas, ON N5P 2R5
- 3 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of CALL IT CLOSED INTERNATIONAL BROKERAGE MLS® X13787524
About this home
Opportunity knocks for first-time buyers, renovators, or anyone looking to build equity through thoughtful improvements. This charming yellow-brick home offers three bedrooms, two full bathrooms, spacious principal rooms, a functional floor plan, and a large covered front porch. A substantial treed ravine forms part of the property, providing a natural backdrop with no neighbours directly to the north. A garden shed offers additional outdoor storage. Bring your ideas, make your own updates, and transform this home to suit your vision.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Total Rooms
- 7
- Basement
- Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- None
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 124.95 x 97.73 Feet
- Parking
- None garage · 2 total
- Zoning
- R4
Financial
- Property Taxes
- $2,772 (2025)
Location
- Neighbourhood
- St. Thomas
- Cross Street
- East Street & Curtis Street
- Direction Faces
- West
Listing
- MLS® Number
- X13787524
- Days on Market
- 33
- Listed On
- 2026-09-15
- Possession
- Flexible
- Listed By
- CALL IT CLOSED INTERNATIONAL BROKERAGE
Rooms
Features
Interior
- None
Pool
- None
- Included
- fridge, stove, range, dishwasher
- Excluded
- none
Mortgage calculator
Estimated mortgage payment
$1,505 per month
- Principal and interest
- $1,505
- Property tax
- $231
- Condo fees
- $0
- Estimated monthly cost
- $1,736
Your mortgage
- Mortgage amount
- $272,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $179,634
Cash to close
- Down payment
- $68,000
- Land transfer tax
- $3,575
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $71,575
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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