$449,900
Est. payment $1,992/moCalculate yours
78 Melbourne Street W, Kawartha Lakes, ON K9V 2T3
Lindsay, Kawartha Lakes, ON K9V 2T3
- 3 + 1 Beds
- 3 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of Coldwell Banker Electric Realty MLS® X13647146
About this home
5 THINGS YOU’LL LOVE ABOUT THIS HOME! 1) THE LOCATION - Just three blocks from downtown Lindsay, you’re just steps away from a walkable, heritage-rich core along the Scugog River, with easy access to Ross Memorial Hospital, schools, and a manageable commute to the GTA. 2) THE YARD - The deep, flat, private backyard is anchored by a beautiful mature tree, with plenty of room to garden, entertain, or just let the kids run free. A full detached one-car garage provides secure parking and valuable extra storage, a rare find for a home of this age. 3) THE LIVING SPACE - This four-bedroom, three-bathroom home offers over 1,700 square feet of finished living space, showcasing plenty of character throughout. It’s an ideal opportunity for first-time homebuyers looking to put down roots in a growing community. 4) THE SUNROOM - An additional sunroom off the back of the house extends the living space, creating a bright, cozy bonus spot for morning coffee, reading, or a bit of creative and artistic space of your own. It’s a simple addition that quietly becomes a favourite corner of the house. 5) THE BASEMENT SUITE - The basement offers added flexibility with a kitchenette featuring a full-size fridge and cabinetry, along with a separate bathroom and downstairs bedroom. Whether used for extended family, guests, or additional living space, this area can adapt to suit your needs.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 3
- Kitchens
- 2
- Basement
- Partially Finished, Separate Entrance
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- None
- Exterior
- Brick, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 56.1 x 140 Feet
- Parking
- Detached garage · 7 total
- Zoning
- R2
Financial
- Property Taxes
- $3,069 (2026)
Location
- Neighbourhood
- Lindsay
- Cross Street
- Kent Street W and Angeline Street
- Direction Faces
- North
Listing
- MLS® Number
- X13647146
- Days on Market
- 73
- Listed On
- 2026-08-06
- Possession
- Immediate
- Listed By
- Coldwell Banker Electric Realty
Rooms
Features
Interior
- Carpet Free
- In-Law Capability
Property
- Fenced Yard
- Hospital
- Park
- Public Transit
- School
Pool
- None
- Included
- Dryer/washer - YLTE5243DQB, Stove - NF22217883, Main Floor Fridge - k7045H0, Water Softener - EDHY014-15352-1225, Downstairs microwave, Downstairs fridge
- Excluded
- None
Mortgage calculator
Estimated mortgage payment
$1,992 per month
- Principal and interest
- $1,992
- Property tax
- $256
- Condo fees
- $0
- Estimated monthly cost
- $2,248
Your mortgage
- Mortgage amount
- $359,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $237,698
Cash to close
- Down payment
- $89,980
- Land transfer tax
- $5,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $95,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.