$1,150,000
Est. payment $5,092/moCalculate yours
78 Pembroke Street, Kingston, ON K7L 4N7
14 - Central City East, Kingston, ON K7L 4N7
- 4 Beds
- 3 Baths
- 1 Garage
- 1,500 Sq Ft
Listing courtesy of ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE MLS® X13758686
About this home
This fully renovated 4 bed, 3 bath, 2.5 storey home delivers modern luxury in one of Kingston’s most desirable downtown locations. Rebuilt from the inside out-with new windows, skylights, plumbing, electrical, insulation, and a complete HVAC system-it offers the comfort and efficiency of a brand new contemporary home. Just a short walk to Lake Ontario, Queen’s University, and the Hospital, it’s an exceptional opportunity for upscale urban living. A large newly built 2025 carport adds rare downtown convenience, providing sheltered parking and additional storage options-an outstanding feature in this sought after neighbourhood. The open concept main floor is bright and airy, featuring premium Austrian white oak flooring and sleek edgeless stairs that enhance the home’s clean, modern aesthetic. The showpiece kitchen is designed for both style and function, boasting a massive leathered granite island, Fisher & Paykel appliances, and a Miele dishwasher-ideal for cooking and entertaining. All three bathrooms are thoughtfully designed with porcelain tile, floating vanities, and refined modern finishes. The main floor bath stands out with its striking transparent glass wall tiles, while the upper level bathrooms continue the elegant, spa inspired feel. A cozy living room with a Valor gas fireplace adds warmth and charm, and built in linen shades provide a polished touch throughout. The spacious third floor loft offers incredible flexibility, complete with a bedroom, bathroom, and dedicated office area-perfect for guests, work, or relaxation. An energy efficient Bosch ventless washer and dryer add everyday convenience. Crafted with exceptional attention to detail, 78 Pembroke Street is a rare blend of modern design, comfort, and downtown convenience-steps from the waterfront and local amenities. (Bathroom photos from previous listing, vanities have been changed)
Property details
Overview
- Property Type
- Detached
- Style
- 2 1/2 Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 31-50
- Size
- 1,500 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Full, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Metal/Steel Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- < .50 acres
- Parking
- Carport garage · 3 total
- Zoning
- UR5
Financial
- Property Taxes
- $8,172 (2026)
Location
- Neighbourhood
- 14 - Central City East
- Cross Street
- King Street and Pembroke Street
- Direction Faces
- East
Listing
- MLS® Number
- X13758686
- Days on Market
- 39
- Listed On
- 2026-09-09
- Possession
- Flexible
- Listed By
- ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE
Rooms
Features
Interior
- Built-In Oven
- Carpet Free
- Countertop Range
- Other
- Sump Pump
- Water Heater
Property
- Fenced Yard
- Hospital
- Library
- Park
- Public Transit
- School Bus Route
Pool
- None
- Included
- Refrigerator, Stove, Washer, Dryer, All Blinds and Hardware, 2 Built-in Ovens, All Attached Light Fixtures and Hardware, All Bathroom Mirrors, All Smoke Detectors, All Carbon Monoxide Detectors.
- Excluded
- All televisions and all television mounts and hardware and all tenants belongings
- Rental items
- Hot Water Tank
Mortgage calculator
Estimated mortgage payment
$5,092 per month
- Principal and interest
- $5,092
- Property tax
- $681
- Condo fees
- $0
- Estimated monthly cost
- $5,773
Your mortgage
- Mortgage amount
- $920,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $607,585
Cash to close
- Down payment
- $230,000
- Land transfer tax
- $19,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $249,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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