Gurvinder Nokwal REALTOR®
For Sale Detached 37 days on market

$1,448,000

Est. payment $6,411/moCalculate yours

78 Stewart Lake Road, Georgian Bay, ON P0C 1H0

Freeman, Georgian Bay, ON P0C 1H0

  • 3 Beds
  • 2 Baths
  • 3 Garage
  • 2,000 Sq Ft
Map Virtual tour

Listing courtesy of Corcoran Horizon Realty MLS® X13780540

About this home

Experience true four-season waterfront living on beautiful Stewart Lake. Beautifully renovated in 2021, this move-in-ready waterfront home combines modern comfort with timeless Muskoka charm, featuring updated windows, roof, plumbing, a UV-filtered well, heated bathroom floors, a cozy wood-burning fireplace, and a heated garage. Enjoy the convenience of high-speed Bell Fiber Internet, making this an exceptional opportunity for remote professionals, hybrid work, or those seeking the flexibility to work from home while embracing the Muskoka lifestyle. Perfect as a year-round residence or luxury retreat, the property offers reliable access via a township-maintained road with winter maintenance, ensuring easy access in every season. Ideally located just minutes from Port Carling, golf, dining, shopping, and Highway 400, this exceptional waterfront home delivers the perfect balance of privacy, convenience, and year-round recreation. A turnkey purchase may also be available, subject to the agreed purchase price.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Approximate Age
6-15
Size
2,000 sqft

Interior

Bedrooms
3
Bathrooms
2
Kitchens
1
Basement
Full, Finished

Building & Systems

Heating
Other (Propane)
Cooling
Central Air
Exterior
Stone, Board & Batten
Foundation
Block
Roof
Asphalt Shingle
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
155 x 234.83 Feet
Parking
Detached garage · 13 total

Financial

Property Taxes
$4,703 (2025)

Location

Neighbourhood
Freeman
Cross Street
High Street/Stewart Lake Road
Direction Faces
West

Listing

MLS® Number
X13780540
Days on Market
37
Listed On
2026-09-11
Possession
Flexiable
Listed By
Corcoran Horizon Realty

Rooms

Room Level Dimensions
Bathroom Main 11′ 1″ × 11′ 6″
Primary Bedroom Main 20′ 8″ × 10′ 6″
Dining Room Main 19′ 7″ × 13′ 1″
Bedroom 3 Basement 10′ 6″ × 12′ 2″
Bedroom 2 Basement 10′ 6″ × 8′ 4″
Kitchen Main 11′ 1″ × 16′ 4″
Living Room Main 19′ 5″ × 13′ 5″
Utility Room Basement 7′ 0″ × 10′ 5″
Bathroom Basement 7′ 0″ × 11′ 7″
Recreation Basement 21′ 6″ × 13′ 6″
Family Room Basement 19′ 11″ × 12′ 0″

Features

Interior

  • Auto Garage Door Remote

Pool

  • None
Included
All electrical light fixtures, S/S Fridge, S/S stove, S/S dishwasher, S/S microwave rangehood, washer, dryer
Rental items
Propane

Mortgage calculator

Minimum for this price: $119,800 (8.27%)

Amortization, years

Estimated mortgage payment

$6,411 per month

Principal and interest
$6,411
Property tax
$392
Estimated monthly cost
$6,803

Your mortgage

Mortgage amount
$1,158,400
Mortgage insurance
Not needed
Interest over 25 years
$765,029

Cash to close

Down payment
$289,600
Land transfer tax
$25,435
Total, before legal fees
$315,035
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

78 Stewart Lake Road, Georgian Bay, ON P0C 1H0 Freeman, Georgian Bay, ON P0C 1H0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,448,000 78 Stewart Lake Road, Georgian Bay, ON P0C 1H0
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