$824,900
Est. payment $3,652/moCalculate yours
786 Mary Street N, Oshawa, ON L1G 5G3
Centennial, Oshawa, ON L1G 5G3
- 3 + 3 Beds
- 2 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of DAN PLOWMAN TEAM REALTY INC. MLS® E13794556
About this home
In Oshawa’s Centennial Neighbourhood, This Completely Self-Contained 3+3 Bedroom Bungalow Offers An Amazing Opportunity For Buyers Looking For Space, Flexibility, And Long-Term Potential. With 2 Kitchens, Separate Entrances, A 1-Car Garage, And Parking For 6+ Cars, The Layout Is Well Suited For Extended Family, Multi-Generational Living, Or Investors. The Main Floor Features Hardwood Flooring, 3 Bedrooms, Laundry, A 4-Piece Bathroom, And An Updated Kitchen With Stone Counters And Vinyl Flooring, Giving The Upper Level A Clean And Functional Everyday Layout. The Basement Adds Serious Versatility With 3 Additional Bedrooms Featuring Egress Windows, A Second Kitchen, Living Room, 3-Piece Bath, And Laundry, Creating A Lower Level That Can Support A Variety Of Living Arrangements. Outside, The Large Backyard Offers Patio Space, Room To Enjoy, And A Garden Shed For Extra Storage. Close To Amenities And Set In A Mature Centennial Location, This Property Gives Buyers More Than A Bungalow; It Gives Them Options.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3 + 3
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Separate Entrance, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 70 x 133.92 Feet
- Parking
- Built-In garage · 10 total
Financial
- Property Taxes
- $5,860 (2026)
Location
- Neighbourhood
- Centennial
- Cross Street
- Simcoe St N & Rossland Rd E
- Direction Faces
- West
Listing
- MLS® Number
- E13794556
- Days on Market
- 32
- Listed On
- 2026-09-16
- Possession
- Flexible
- Listed By
- DAN PLOWMAN TEAM REALTY INC.
Rooms
Features
Interior
- Auto Garage Door Remote
- Carpet Free
- Central Vacuum
- On Demand Water Heater
- Primary Bedroom - Main Floor
- Water Heater Owned
Property
- Hospital
- Library
- Park
- Public Transit
- Rec./Commun.Centre
- School
Pool
- None
- Included
- All ELFs, All Appliances, All Window Coverings, Bench/Storage In Mudroom, Central Vac Hose
- Excluded
- Draperies
Mortgage calculator
Estimated mortgage payment
$3,652 per month
- Principal and interest
- $3,652
- Property tax
- $488
- Condo fees
- $0
- Estimated monthly cost
- $4,141
Your mortgage
- Mortgage amount
- $659,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $435,824
Cash to close
- Down payment
- $164,980
- Land transfer tax
- $12,973
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $177,953
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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