$359,000
↓ $40,000 from $399,000
Est. payment $1,590/moCalculate yours
79 King Street W 401, Cobourg, ON K9A 2M4
Cobourg, Cobourg, ON K9A 2M4
- 2 + 1 Beds
- 1 Baths
- 1 Garage
- 1,200 Sq Ft
Listing courtesy of Century 21 United Realty Inc. MLS® X12917012
About this home
Unique, character rich 1,276 sq. ft 2+1 BR Townhome Condo delivering incredible value in a prime downtown location-perfect as a rental potential or for stylish cosmopolitan living. Overlooking Cobourg’s historic streetscape, bringing charm & modern convenience. This unique 2-level Townhome features a private entrance off King Street West & a Covered Surface Garage spot in back! The freedom of low-maintenance living without sacrificing character or space. Inside, you’ll find a stunning blend of exposed brick, wood beams, wide baseboards, and hardwood flooring & 6ft windows-a truly distinctive space that stands out from the ordinary. The flexible layout allows for 3BRs or 2 + a home office/studio- ideal for professionals who work from home, creatives, or roommates. An open-concept living area is perfect for entertaining. A clean simple kitchen & bath are serviceable, but at this price there is room to upgrade to add your personal decor preferences! A skylight brightens the primary bedroom. Step outside and experience the lifestyle many prefer being just moments to the beach, boardwalk, marina, and set in the vibrant downtown district. All amenities, including boutique shops, dining, farmers’ market, cafes and entertainment venues at your doorstep. This Townhome is in a Commuter-friendly location: VIA Rail just 1 block away (approx. 1-hour to Toronto) Highway 401 only 2km Only 100 km to Toronto Year-round ease with a coveted Covered Surface Garage parking space in back. Perfect for full time living or lock-and-leave convenience. Condo fees ($970.00/month) include: building insurance, water, parking, snow removal, garbage, property management, and reserve for future needs adding peace of mind. Whether you’re investing or nesting, this is a rare chance to secure a character-filled downtown property at a price that’s hard to beat. Renting it out or sharing with a room mate can make it a great investment! Walk, bike, commute, or relax by the lake-this one has it all.
Property details
Overview
- Property Type
- Condo Apartment
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 31-50
- Size
- 1,200 sqft
Interior
- Bedrooms
- 2 + 1
- Bathrooms
- 1
- Kitchens
- 1
- Total Rooms
- 1
- Basement
- Apartment
Building & Systems
- Heating
- Forced Air (Electric)
- Cooling
- Other
- Exterior
- Brick
- Foundation
- Stone
- Roof
- Asphalt Shingle
Lot & Parking
- Parking
- Detached garage · 1 total
- Zoning
- MC
Financial
- Property Taxes
- $5,254 (2026)
- Condo Fee
- $971/mo
- Fee Includes
- CAC Included, Common Elements Included, Building Insurance Included, Parking Included, Water Included
- Pets
- Yes-with Restrictions
Location
- Neighbourhood
- Cobourg
- Cross Street
- Third Street/George St
Listing
- MLS® Number
- X12917012
- Days on Market
- 208
- Listed On
- 2026-03-24
- Possession
- Flexible
- Listed By
- Century 21 United Realty Inc.
Rooms
Features
Interior
- Water Heater
Property
- School Bus Route
- Public Transit
- Beach
- Arts Centre
- Clear View
- Waterfront
Amenities
- Visitor Parking
- Included
- All ELF, All Appliances Fridge Stove Washer Dryer. A/C Unit not hooked up but is in storage in garage and is available for hook up. Hot Water Tank.
Mortgage calculator
Estimated mortgage payment
$1,590 per month
- Principal and interest
- $1,590
- Property tax
- $438
- Condo fees
- $971
- Estimated monthly cost
- $2,998
Your mortgage
- Mortgage amount
- $287,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $189,672
Cash to close
- Down payment
- $71,800
- Land transfer tax
- $3,860
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $75,660
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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