$429,900
↓ $10,000 from $439,900
Est. payment $1,904/moCalculate yours
7A Hoy Street, Edwardsburgh/Cardinal, ON K0E 1E0
806 - Town of Cardinal, Edwardsburgh/Cardinal, ON K0E 1E0
- 2 Beds
- 2 Baths
- 1 Garage
- 700 Sq Ft
Listing courtesy of REMAX BOARDWALK REALTY MLS® X13716544
About this home
Welcome to this thoughtfully designed 2-bedroom, 1.5-bathroom semi-detached bungalow built by respected local builder Lockwood Brothers in 2020. This slab-on-grade home offers comfortable, single-level living with cozy in-floor hydronic heating, a mini-split system for cooling and supplemental heat, granite countertops, and natural gas connections for the range, dryer, and BBQ. Outside, enjoy a privacy-fenced backyard featuring mature perennial gardens, front and rear concrete patios, plus a 12’x12′ deck with pergola. A paved double driveway, cable internet, and remaining Tarion warranty add everyday convenience and peace of mind. Ideally located near Highway 401 and within walking distance of the St. Lawrence River and Galop Canal, this inviting home is an excellent choice for first-time buyers, downsizers, or retirees. Natural-gas boiler is rented at $70/month. 24 hour irrevocable with all offers.
Property details
Overview
- Property Type
- Semi-Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Size
- 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Heat Pump (Electric)
- Cooling
- Wall Unit(s)
- Exterior
- Brick, Vinyl Siding
- Foundation
- Slab
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 32 x 100 Feet
- Parking
- Attached garage · 5 total
Financial
- Property Taxes
- $2,362 (2025)
Location
- Neighbourhood
- 806 - Town of Cardinal
- Cross Street
- Shanly Rd and County Road 2
- Direction Faces
- South
Listing
- MLS® Number
- X13716544
- Days on Market
- 53
- Listed On
- 2026-08-26
- Possession
- Flexible
- Listed By
- REMAX BOARDWALK REALTY
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- Carpet Free
Pool
- None
- Included
- Fridge, Stove, Dishwasher, Washer, Dryer (NG)
- Excluded
- Pergola Sails
- Rental items
- Boiler - Natural Gas
Mortgage calculator
Estimated mortgage payment
$1,904 per month
- Principal and interest
- $1,904
- Property tax
- $197
- Condo fees
- $0
- Estimated monthly cost
- $2,100
Your mortgage
- Mortgage amount
- $343,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $227,131
Cash to close
- Down payment
- $85,980
- Land transfer tax
- $5,073
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $91,053
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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