$789,800
Est. payment $3,497/moCalculate yours
817 OLDE VICTORIA Street, Kincardine, ON N2Z 2B4
Kincardine, Kincardine, ON N2Z 2B4
- 3 Beds
- 2 Baths
- 1 Garage
- 1,500 Sq Ft
Listing courtesy of Coldwell Banker Peter Benninger Realty MLS® X13591796
About this home
Welcome to this beautifully maintained yellow-brick century home, ideally located on tree-lined Olde Victoria Street in the heart of downtown Kincardine. Just steps to shopping, restaurants, schools, parks and the sandy beaches of Lake Huron, this home perfectly blends historic charm with modern comfort. Set on a spectacular 83′ x 220′ deep lot, the property offers a private, park-like setting with mature trees, perennial gardens and a fully fenced backyard backing onto a ravine and the north branch of the Penetangore River. Enjoy outdoor living on the expansive, multi-level maintenance-free composite deck. The 17′ x 30′ detached garage (1998) includes a workshop with a 40-amp sub-panel and loft storage. This charming 1 & 3/4 -storey home features 3 bedrooms, 1.5 bathrooms and gleaming hardwood floors throughout the family room, living room, dining room, foyer and library/office. The spacious family room includes a wood-burning cook stove (as is) and walkout to the backyard. The bright, eat-in kitchen offers newer appliances (2020-2026) and tile backsplash, while the mudroom includes a convenient 2-piece bath. Character abounds with 9′ ceilings, a striking tin ceiling in the living room, sliding glass doors to the library and a beautiful stained-glass front door leading to the enclosed porch. Major updates include roof shingles on house and garage (2012), maintenance-free composite deck (2012), owned water heater (2013), forced-air electric furnace with heat pump (2013), copper plumbing and electrical, and updated toilets (2019). Be sure to inquire about the modest utility costs. The home is not Heritage Designated, allowing you to enjoy the character of a century home without heritage restrictions. A rare opportunity to own one of Kincardine’s most beautiful properties in an exceptional downtown location.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Partial Basement, Partially Finished
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Stone, Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 83 x 220.44 Feet
- Parking
- Detached garage · 5 total
- Zoning
- R1
Financial
- Property Taxes
- $4,240 (2025)
Location
- Neighbourhood
- Kincardine
- Cross Street
- Lambton
- Direction Faces
- East
Listing
- MLS® Number
- X13591796
- Days on Market
- 89
- Listed On
- 2026-07-21
- Possession
- Flexible
- Listed By
- Coldwell Banker Peter Benninger Realty
Rooms
Features
Interior
- Water Heater Owned
Property
- Ravine
- School
- Wooded/Treed
- Arts Centre
- Fenced Yard
- River/Stream
Pool
- None
- Included
- fridge, stove [as is - right rear burner doesn't work], microwave, dishwasher, freezer, washer, dryer, hot tub [as is - needs a part]; barbeque, one wall cabinet in dining room, light fixtures, ceiling fans, window coverings, full-size fridge in garage, hot tub chemicals and filters, pond pumps and filters, workbench in garage, central vac hookup, hammock
- Excluded
- electric fireplace in library, shelf in kitchen over microwave, small, stained-glass cupboard in dining room, all furnishings, garden ornaments, planters,
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$3,497 per month
- Principal and interest
- $3,497
- Property tax
- $353
- Condo fees
- $0
- Estimated monthly cost
- $3,850
Your mortgage
- Mortgage amount
- $631,840
- Mortgage insurance
- Not needed
- Interest over 25 years
- $417,279
Cash to close
- Down payment
- $157,960
- Land transfer tax
- $12,271
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $170,231
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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