Gurvinder Nokwal REALTOR®
For Sale Detached 89 days on market

$789,800

Est. payment $3,497/moCalculate yours

817 OLDE VICTORIA Street, Kincardine, ON N2Z 2B4

Kincardine, Kincardine, ON N2Z 2B4

  • 3 Beds
  • 2 Baths
  • 1 Garage
  • 1,500 Sq Ft

Listing courtesy of Coldwell Banker Peter Benninger Realty MLS® X13591796

About this home

Welcome to this beautifully maintained yellow-brick century home, ideally located on tree-lined Olde Victoria Street in the heart of downtown Kincardine. Just steps to shopping, restaurants, schools, parks and the sandy beaches of Lake Huron, this home perfectly blends historic charm with modern comfort. Set on a spectacular 83′ x 220′ deep lot, the property offers a private, park-like setting with mature trees, perennial gardens and a fully fenced backyard backing onto a ravine and the north branch of the Penetangore River. Enjoy outdoor living on the expansive, multi-level maintenance-free composite deck. The 17′ x 30′ detached garage (1998) includes a workshop with a 40-amp sub-panel and loft storage. This charming 1 & 3/4 -storey home features 3 bedrooms, 1.5 bathrooms and gleaming hardwood floors throughout the family room, living room, dining room, foyer and library/office. The spacious family room includes a wood-burning cook stove (as is) and walkout to the backyard. The bright, eat-in kitchen offers newer appliances (2020-2026) and tile backsplash, while the mudroom includes a convenient 2-piece bath. Character abounds with 9′ ceilings, a striking tin ceiling in the living room, sliding glass doors to the library and a beautiful stained-glass front door leading to the enclosed porch. Major updates include roof shingles on house and garage (2012), maintenance-free composite deck (2012), owned water heater (2013), forced-air electric furnace with heat pump (2013), copper plumbing and electrical, and updated toilets (2019). Be sure to inquire about the modest utility costs. The home is not Heritage Designated, allowing you to enjoy the character of a century home without heritage restrictions. A rare opportunity to own one of Kincardine’s most beautiful properties in an exceptional downtown location.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Approximate Age
100+
Size
1,500 sqft

Interior

Bedrooms
3
Bathrooms
2
Kitchens
1
Basement
Partial Basement, Partially Finished

Building & Systems

Heating
Baseboard (Electric)
Cooling
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Stone, Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
83 x 220.44 Feet
Parking
Detached garage · 5 total
Zoning
R1

Financial

Property Taxes
$4,240 (2025)

Location

Neighbourhood
Kincardine
Cross Street
Lambton
Direction Faces
East

Listing

MLS® Number
X13591796
Days on Market
89
Listed On
2026-07-21
Possession
Flexible
Listed By
Coldwell Banker Peter Benninger Realty

Rooms

Room Level Dimensions
Family Room Main 22′ 8″ × 11′ 7″
Primary Bedroom Second 9′ 1″ × 15′ 3″
Bathroom Main 4′ 5″ × 3′ 6″
Foyer Main 10′ 9″ × 11′ 1″
Kitchen Main 10′ 8″ × 15′ 5″
Foyer Ground 9′ 10″ × 7′ 4″
Dining Room Main 11′ 11″ × 14′ 3″
Game Room Basement 13′ 0″ × 10′ 0″
Bedroom 2 Second 10′ 6″ × 10′ 5″
Sunroom Main 21′ 1″ × 5′ 2″
Living Room Main 14′ 2″ × 11′ 9″
Bathroom Second 8′ 3″ × 6′ 8″
Laundry Basement 15′ 0″ × 11′ 9″
Library Main 12′ 10″ × 7′ 10″
Bedroom 3 Second 13′ 10″ × 7′ 8″

Features

Interior

  • Water Heater Owned

Property

  • Ravine
  • School
  • Wooded/Treed
  • Arts Centre
  • Fenced Yard
  • River/Stream

Pool

  • None
Included
fridge, stove [as is - right rear burner doesn't work], microwave, dishwasher, freezer, washer, dryer, hot tub [as is - needs a part]; barbeque, one wall cabinet in dining room, light fixtures, ceiling fans, window coverings, full-size fridge in garage, hot tub chemicals and filters, pond pumps and filters, workbench in garage, central vac hookup, hammock
Excluded
electric fireplace in library, shelf in kitchen over microwave, small, stained-glass cupboard in dining room, all furnishings, garden ornaments, planters,
Rental items
None

Mortgage calculator

Minimum for this price: $53,980 (6.83%)

Amortization, years

Estimated mortgage payment

$3,497 per month

Principal and interest
$3,497
Property tax
$353
Estimated monthly cost
$3,850

Your mortgage

Mortgage amount
$631,840
Mortgage insurance
Not needed
Interest over 25 years
$417,279

Cash to close

Down payment
$157,960
Land transfer tax
$12,271
Total, before legal fees
$170,231
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

817 OLDE VICTORIA Street, Kincardine, ON N2Z 2B4 Kincardine, Kincardine, ON N2Z 2B4
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$789,800 817 OLDE VICTORIA Street, Kincardine, ON N2Z 2B4
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