$589,000
Est. payment $2,608/moCalculate yours
83 Railroad Street, Rideau Lakes, ON K0E 1N0
818 - Rideau Lakes (Bastard) Twp, Rideau Lakes, ON K0E 1N0
- 2 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of PG DIRECT REALTY LTD. MLS® X13732294
About this home
Visit the REALTOR website for further information. This isn’t just a cottage-it’s a lifestyle! Located on beautiful Lower Beverley Lake, just minutes from Delta on a paved road, this private waterfront property offers the flexibility to enjoy lake life your way. Keep it as a family getaway, explore its short-term rental potential, or add heating and enjoy it year-round. Set among mature trees, the property offers approximately 120′ of waterfront and 130′ of depth, with plenty of room for parking, entertaining and outdoor fun. A powered 16’x 24′ shed, built in 2006, provides excellent storage for tools, lawn equipment and water toys. Originally built in 1984, the cottage was extensively renovated in 2017, stripped to the studs and updated with insulation, wiring, windows, flooring, kitchen and bathroom. The bright, approximately 805sqft. open-concept interior features two bedrooms, a kitchen with island and included appliances, plus a renovated 3-piece bathroom. A large deck provides plenty of space for relaxing and entertaining, with an upper deck and railing added in 2025 and a smaller BBQ deck for summer evenings. Step down to the sandy shoreline and durable Floe dock (negotiable), featuring two 6′ x 12′ sections and a 4′ x 12′ ramp. The water is approximately deep at the dock end. A concrete septic system last pumped in 2025 is a valuable waterfront feature. Additional highlights include a 100-amp panel, 2013 electric hot water tank, 2005 metal roof, Bell high-speed availability and a basement beneath approximately of the cottage with 4-5′ height. There is no well, but a lake-draw water system or well could be explored. Lower Beverley Lake offers excellent fishing, swimming, boating and water sports, with access toward Lyndhurst Lake and Singleton Lake. Delta is only minutes away for gas, groceries and coffee. A rare opportunity combining privacy, updates, generous waterfront, storage and year-round potential. Come for the cottage. Stay for the lifestyle!
Property details
Overview
- Property Type
- Other
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 31-50
- Size
- 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Unfinished, Partial Basement
Building & Systems
- Heating
- Other (Other)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Block
- Roof
- Metal
- Water
- None
Lot & Parking
- Lot Size
- 120 x 129 Feet
- Parking
- None garage · 4 total
- Zoning
- Residential
Financial
- Property Taxes
- $2,479 (2026)
Location
- Neighbourhood
- 818 - Rideau Lakes (Bastard) Twp
- Cross Street
- William Street
- Direction Faces
- South
Listing
- MLS® Number
- X13732294
- Days on Market
- 47
- Listed On
- 2026-09-01
- Possession
- Immediate date
- Listed By
- PG DIRECT REALTY LTD.
Rooms
Features
Interior
- Water Heater Owned
Property
- Beach
- Campground
- School Bus Route
- Waterfront
Pool
- None
- Included
- Dock
- Excluded
- Nil
Mortgage calculator
Estimated mortgage payment
$2,608 per month
- Principal and interest
- $2,608
- Property tax
- $207
- Condo fees
- $0
- Estimated monthly cost
- $2,815
Your mortgage
- Mortgage amount
- $471,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $311,189
Cash to close
- Down payment
- $117,800
- Land transfer tax
- $8,255
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $126,055
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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