$845,900
Est. payment $3,745/moCalculate yours
84 Church Street N, St. Marys, ON N4X 1A3
St. Marys, St. Marys, ON N4X 1A3
- 4 Beds
- 3 Baths
- 1 Garage
- 2,500 Sq Ft
Listing courtesy of RE/MAX A-B Realty Ltd MLS® X13507384
About this home
Tucked away on a beautifully secluded, tree-lined lot, this remarkable yellow brick century home displays timeless character with thoughtful modern updates. Rich in history, this distinguished residence was built in 1890 for Susan Morphy before becoming the home of Dr. James J. Hall, one of St. Marys’ early physicians. It was later owned by Dr. Thomas Sparks, who lovingly restored the home while preserving its historic charm for generations to come. Step inside to discover spacious principal rooms filled with warmth, original character, and enduring craftsmanship. At the heart of the home is a beautifully renovated kitchen featuring soft-close cabinetry, butcher block countertops, a centre island, pantry, and an inviting layout designed for everyday living and entertaining. The renovated main-floor bathroom offers the luxury of in-floor heating, creating a spa-like retreat, while modern updates throughout complement the home’s rich heritage without compromising its authentic character. Adding exceptional versatility is the fully self-contained lower-level apartment, complete with its own private entrance, laneway access, kitchen, bathroom, bedroom, laundry, and separate living space-ideal for extended family, guests, or generating rental income. Set on 0.34 acres and surrounded by mature trees, the property offers an exceptional sense of privacy. Two driveways, a detached garage, and a detached workshop provide ample space for vehicles, hobbies, and storage. This is more than a home-it’s an opportunity to own a beautifully preserved piece of St. Marys’ history. Don’t miss your chance to become the next steward of this extraordinary property and carry its remarkable legacy into the future.
Property details
Overview
- Property Type
- Duplex
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 2,500 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Kitchens
- 2
- Basement
- Partially Finished, Walk-Out
Building & Systems
- Heating
- Radiant (Gas)
- Cooling
- Window Unit(s)
- Exterior
- Brick
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 128.7 x 150.38 Feet
- Parking
- Detached garage · 7 total
- Zoning
- R2-1
Financial
- Property Taxes
- $6,187 (2026)
Location
- Neighbourhood
- St. Marys
- Cross Street
- Queen & Church
- Direction Faces
- West
Listing
- MLS® Number
- X13507384
- Days on Market
- 110
- Listed On
- 2026-06-30
- Possession
- To be determined
- Listed By
- RE/MAX A-B Realty Ltd
Rooms
Features
Interior
- Guest Accommodations
Pool
- None
- Included
- Fridge, Gas Stove, Dishwasher, Exhaust hood, 2 washing machines, 2 clothes dryers, Fridge in apartment, Stove in apartment, Dishwasher in apartment, Water softener, Combi on demand hot water tank(boiler), Sump pump, Exhaust hood on second floor in laundry room, built in hutch in living room, existing light fixtures, current window coverings, 3 window air conditioning units, Microwave, White shelves on north side of kitchen wall
- Excluded
- Furniture, Decor, Island in the apartment, Sump pump
- Rental items
- NONE
Mortgage calculator
Estimated mortgage payment
$3,745 per month
- Principal and interest
- $3,745
- Property tax
- $516
- Condo fees
- $0
- Estimated monthly cost
- $4,261
Your mortgage
- Mortgage amount
- $676,720
- Mortgage insurance
- Not needed
- Interest over 25 years
- $446,919
Cash to close
- Down payment
- $169,180
- Land transfer tax
- $13,393
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $182,573
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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