Gurvinder Nokwal REALTOR®
For Sale Detached 32 days on market

$849,000

Est. payment $3,759/moCalculate yours

840 East West Line, Niagara-on-the-Lake, ON L0S 1J0

108 - Virgil, Niagara-on-the-Lake, ON L0S 1J0

  • 3 Beds
  • 2 Baths
  • 1 Garage
  • 1,100 Sq Ft

Listing courtesy of NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE MLS® X13794350

About this home

Welcome to this charming brick bungalow, set in a scenic location that perfectly balances peaceful living with effortless access to the best of Niagara. Enjoy being within biking distance of Virgil and just minutes from Niagara-on-the-Lake’s historic charm and world-class wineries, while remaining conveniently close to St. Catharines for daily shopping, dining, and essential amenities.The main floor features a bright, inviting eat-in kitchen, a spacious living room, and three well-appointed bedrooms. Below, the finished lower level expands your functional space even further, offering a large recreation room, dedicated laundry room, a two-piece bathroom with a separate shower, and plenty of utility and storage space.Outdoors, the living space continues with a covered front porch-a lovely spot to enjoy your morning coffee-and a covered rear deck perfect for dining and entertaining. The property is rounded out by a 1.5-car garage connected via an attached breezeway, raised vegetable garden beds, and mature gardens with established fruit trees.Embrace the NOTL lifestyle with all the conveniences of the region right at your doorstep.

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
New
Size
1,100 sqft

Interior

Bedrooms
3
Bathrooms
2
Kitchens
1
Basement
Finished, Full

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Septic

Lot & Parking

Lot Size
75 x 135 Feet
Parking
Attached garage · 6 total

Financial

Property Taxes
$4,395 (2026)

Location

Neighbourhood
108 - Virgil
Cross Street
Niagara Stone rd & East West Line
Direction Faces
North

Listing

MLS® Number
X13794350
Days on Market
32
Listed On
2026-09-16
Possession
90 days
Listed By
NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE

Rooms

Room Level Dimensions
Bedroom 3 Main 10′ 8″ × 8′ 7″
Utility Room Basement 17′ 0″ × 13′ 10″
Foyer Main 4′ 4″ × 6′ 3″
Bedroom Main 12′ 8″ × 9′ 3″
Laundry Basement 5′ 9″ × 5′ 9″
Kitchen Main 13′ 1″ × 6′ 7″
Recreation Basement 26′ 2″ × 23′ 0″
Living Room Main 12′ 8″ × 16′ 7″
Bedroom 2 Main 12′ 8″ × 10′ 4″
Dining Room Main 8′ 9″ × 6′ 3″

Features

Interior

  • Primary Bedroom - Main Floor

Pool

  • None

Mortgage calculator

Minimum for this price: $59,900 (7.06%)

Amortization, years

Estimated mortgage payment

$3,759 per month

Principal and interest
$3,759
Property tax
$366
Estimated monthly cost
$4,125

Your mortgage

Mortgage amount
$679,200
Mortgage insurance
Not needed
Interest over 25 years
$448,556

Cash to close

Down payment
$169,800
Land transfer tax
$13,455
Total, before legal fees
$183,255
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

840 East West Line, Niagara-on-the-Lake, ON L0S 1J0 108 - Virgil, Niagara-on-the-Lake, ON L0S 1J0
Open in Google Maps

Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$849,000 840 East West Line, Niagara-on-the-Lake, ON L0S 1J0
Request a showing