$849,000
Est. payment $3,759/moCalculate yours
840 East West Line, Niagara-on-the-Lake, ON L0S 1J0
108 - Virgil, Niagara-on-the-Lake, ON L0S 1J0
- 3 Beds
- 2 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE MLS® X13794350
About this home
Welcome to this charming brick bungalow, set in a scenic location that perfectly balances peaceful living with effortless access to the best of Niagara. Enjoy being within biking distance of Virgil and just minutes from Niagara-on-the-Lake’s historic charm and world-class wineries, while remaining conveniently close to St. Catharines for daily shopping, dining, and essential amenities.The main floor features a bright, inviting eat-in kitchen, a spacious living room, and three well-appointed bedrooms. Below, the finished lower level expands your functional space even further, offering a large recreation room, dedicated laundry room, a two-piece bathroom with a separate shower, and plenty of utility and storage space.Outdoors, the living space continues with a covered front porch-a lovely spot to enjoy your morning coffee-and a covered rear deck perfect for dining and entertaining. The property is rounded out by a 1.5-car garage connected via an attached breezeway, raised vegetable garden beds, and mature gardens with established fruit trees.Embrace the NOTL lifestyle with all the conveniences of the region right at your doorstep.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished, Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Septic
Lot & Parking
- Lot Size
- 75 x 135 Feet
- Parking
- Attached garage · 6 total
Financial
- Property Taxes
- $4,395 (2026)
Location
- Neighbourhood
- 108 - Virgil
- Cross Street
- Niagara Stone rd & East West Line
- Direction Faces
- North
Listing
- MLS® Number
- X13794350
- Days on Market
- 32
- Listed On
- 2026-09-16
- Possession
- 90 days
- Listed By
- NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE
Rooms
Features
Interior
- Primary Bedroom - Main Floor
Pool
- None
Mortgage calculator
Estimated mortgage payment
$3,759 per month
- Principal and interest
- $3,759
- Property tax
- $366
- Condo fees
- $0
- Estimated monthly cost
- $4,125
Your mortgage
- Mortgage amount
- $679,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $448,556
Cash to close
- Down payment
- $169,800
- Land transfer tax
- $13,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $183,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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