$359,000
↓ $40,000 from $399,000
Est. payment $1,590/moCalculate yours
85 Spruce Street N 203, Cambridge, ON N1R 4K4
Cambridge, ON N1R 4K4
- 2 Beds
- 2 Baths
- 1 Garage
- 900 Sq Ft
Listing courtesy of MICHAEL ST.JEAN REALTY INC. MLS® X13487762
About this home
Welcome to Spruce Street Lofts, where industrial heritage meets modern style in the heart of East Galt. This spacious 947 square foot loft blends original character, andboasts a two bedroom, two bathroom set up, with loft vibes accentuated by exposed brick, soaring ceilings, and oversized windows, the contemporary finishes for a truly one-of-a-kind living experience. Steps from the Grand River, the Gaslight District, cafés, shops, trails, and parks, this location offers both urban walkability and naturalbeauty.Residents enjoy secure entry, a fitness centre, party room, parking, and storage. With its generous floorplan, unique charm, and unbeatable location, this unit isperfect for professionals, downsizers, or investors looking for something special in Cambridge.Historic charm meets Modern comfort, with Downtown convenience. Welcomehome to 203- 85 Spruce Street!
Property details
Overview
- Property Type
- Condo Apartment
- Style
- Apartment
- For
- For Sale
- Status
- Extension
- Approximate Age
- 16-30
- Size
- 900 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Block
- Roof
- Flat
Lot & Parking
- Parking
- Attached garage · 1 total
Financial
- Property Taxes
- $3,085 (2025)
- Condo Fee
- $819/mo
- Fee Includes
- Common Elements Included, Building Insurance Included, Parking Included
- Pets
- Yes-with Restrictions
Location
- Cross Street
- Dundas St N/Spruce St
Listing
- MLS® Number
- X13487762
- Days on Market
- 115
- Listed On
- 2026-06-25
- Possession
- TBD
- Listed By
- MICHAEL ST.JEAN REALTY INC.
Rooms
Features
Interior
- Auto Garage Door Remote
- Carpet Free
- Intercom
- Separate Hydro Meter
- Water Heater
- Water Softener
Property
- Arts Centre
- Fenced Yard
- Hospital
- Park
- Rec./Commun.Centre
- Public Transit
Amenities
- BBQs Allowed
- Exercise Room
- Gym
- Party Room/Meeting Room
- Visitor Parking
- Included
- Built-in Microwave, Dishwasher, Dryer, Refrigerator, Smoke Detector, Stove, Washer, Window Coverings, All ELFs as Present
- Excluded
- Owners Personal Contents
- Rental items
- Hot Water Heater
Mortgage calculator
Estimated mortgage payment
$1,590 per month
- Principal and interest
- $1,590
- Property tax
- $257
- Condo fees
- $819
- Estimated monthly cost
- $2,665
Your mortgage
- Mortgage amount
- $287,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $189,672
Cash to close
- Down payment
- $71,800
- Land transfer tax
- $3,860
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $75,660
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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