$1,199,000
Est. payment $5,309/moCalculate yours
86 Lakeshore Road W, Oakville, ON L6K 3A2
1002 - CO Central, Oakville, ON L6K 3A2
- 2 Beds
- 3 Baths
- 1 Garage
- 2,000 Sq Ft
Listing courtesy of INTERCITY REALTY INC. MLS® W13744206
About this home
Exceptional opportunity in the heart of Old Oakville on prestigious Lakeshore Road West. This rare mixed-use (commercial + residential) property offers the perfect blend of lifestyle potential. Featuring a street-level retail space with excellent exposure and a separate entrance to a spacious two-storey residential unit above, this property is ideal for both investors and end- users. With separate meters for each unit, it offers convenience, efficiency, and flexibility in managing tenants or personal use. The property has AAA+ tentans, generates approximately $80,000 in annual rental income, providing immediate cash flow. The commercial component is further enhanced by a fully finished basement, offering two workshop areas, a waiting room, storage, and a bathroom-adding valuable functional space for a wide range of business uses. Ideally located just steps to the lake, downtown Oakville, boutique shops, cafes, and transit, this high-exposure location ensures strong tenant demand and long-term value appreciation. Key Highlights: Prime mixed-use property with two municipal addresses (86 Lakeshore/95 Kerr #6), Town center street-level retail with excellent visibility(appr.530sqft ground plus basement workshops), Separate entrance to upper two-storey residential unit (appr.1700sqft), Separate meters for residential and commercial units, Fully finished basement with workshops, waiting area, storage & bathroom, Dual income streams - residential + commercial(appr. $80k annually), Upper unit on flexible tenancy, offering end-user or investor versatility, Inside and outside parkings and one commercial ground parking pass, Well-maintained with upgraded major systems, Brand new hot water tank and air handlers, New dishwasher and stove. A rare opportunity for investors seeking stable cash flow or end-users looking to operate a business while living above or offsetting expenses with rental income. The property management fee is $255/month.
Property details
Overview
- Property Type
- Att/Row/Townhouse
- Style
- 3-Storey
- For
- For Sale
- Status
- New
- Size
- 2,000 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 3
- Kitchens
- 1
- Total Rooms
- 7
- Basement
- Finished, Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Concrete, Brick
- Foundation
- Concrete Block
- Roof
- Unknown
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 16.5 x 78.66 Feet
- Parking
- Attached garage · 2 total
- Zoning
- CBD
Financial
- Property Taxes
- $8,948 (2025)
Location
- Neighbourhood
- 1002 - CO Central
- Cross Street
- Lakeshore Rd. W & South Of Kerr St
- Direction Faces
- South
Listing
- MLS® Number
- W13744206
- Days on Market
- 44
- Listed On
- 2026-09-04
- Possession
- Flexible
- Listed By
- INTERCITY REALTY INC.
Rooms
Features
Interior
- Separate Heating Controls
- Separate Hydro Meter
- Storage
- Water Heater
Property
- Arts Centre
- Fenced Yard
- Library
- Park
- Public Transit
- Terraced
Pool
- None
- Included
- Fridge, stove, dishwasher, washer, dryer, all current fixtures, window coverings, garage opener.
- Excluded
- None
- Rental items
- Reliance equipment rentals, downstairs hot water tank, air handle, Upstairs air handler
Mortgage calculator
Estimated mortgage payment
$5,309 per month
- Principal and interest
- $5,309
- Property tax
- $746
- Condo fees
- $0
- Estimated monthly cost
- $6,055
Your mortgage
- Mortgage amount
- $959,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $633,474
Cash to close
- Down payment
- $239,800
- Land transfer tax
- $20,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $260,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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