Gurvinder Nokwal REALTOR®
For Sale Detached 54 days on market

$639,000 ↓ $10,000 from $649,000

Est. payment $2,829/moCalculate yours

87 Bay Street, Woodstock, ON N4S 3K7

Woodstock - South, Woodstock, ON N4S 3K7

  • 4 Beds
  • 3 Baths
  • 3 Garage
  • 1,500 Sq Ft
Map

Listing courtesy of Century 21 Heritage House Ltd Brokerage MLS® X13710252

About this home

WITH AMPLE LIVING SPACE & DESIRABLE R2 ZONING, this property presents exciting opportunities for multigenerational living, an in-law setup, potential rental income, or a future Additional Residential Unit (buyer to complete their own due diligence). Situated on a huge 66′ x 179′ city lot, offering an exceptional amount of living space and versatility. Spacious 4 Bedroom (8 Bedroom Potential), 3 Bathroom family home showcases numerous high-quality updates and improvements throughout. The stunning custom kitchen (2023) was completely redesigned and rebuilt with a reconfigured layout, leathered granite countertops, reclaimed barn wood beam, spray foam insulation, updated electrical and plumbing, double built-in ovens, high-end appliances, and beautiful barn-style ceramic flooring. The main living areas have been thoughtfully updated, while major mechanical improvements include a steel roof, gutters and eaves (2022), as well as a new furnace and central air conditioner (2021). The finished basement adds additional living space with two rooms, a rec room, and a 2-piece bath. Step outside to a backyard retreat transformed in 2021-2022, featuring retaining walls and drainage improvements, large stone steps, a welcoming firepit area, deck, fencing, full sodding, flower gardens, and a 33′ x 19′ pool with French drain. Offering outstanding flexibility, the home includes 2 garages and parking for up to 8 vehicles. The main and second floors feature 4 bedrooms and 2 bathrooms, while the third level offers 2 bonus rooms, kitchen cabinetry for a potential kitchenette, and updated plumbing for future bathroom possibilities. A rare combination of luxury upgrades, functional living space, and an oversized lot in a convenient Woodstock location. Detailed list of Updates available.

Property details

Overview

Property Type
Detached
Style
2 1/2 Storey
For
For Sale
Status
Price Change
Approximate Age
51-99
Size
1,500 sqft

Interior

Bedrooms
4
Bathrooms
3
Kitchens
1
Basement
Finished, Full, Separate Entrance

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Concrete Block
Roof
Metal
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
66.03 x 179.4 Feet
Parking
Detached garage · 8 total
Zoning
R2

Financial

Property Taxes
$5,026 (2025)

Location

Neighbourhood
Woodstock - South
Cross Street
Main St and Peel St
Direction Faces
East

Listing

MLS® Number
X13710252
Days on Market
54
Listed On
2026-08-25
Listed By
Century 21 Heritage House Ltd Brokerage

Rooms

Room Level Dimensions
Utility Room Basement 3′ 10″ × 5′ 9″
Recreation Basement 12′ 7″ × 18′ 10″
Bathroom Basement 5′ 4″ × 4′ 5″
Other Third 8′ 4″ × 9′ 3″
Bedroom Main 8′ 6″ × 21′ 10″
Bathroom Second 9′ 4″ × 6′ 4″
Living Room Main 13′ 7″ × 12′ 8″
Cold Room/Cantina Basement 10′ 1″ × 6′ 2″
Bedroom Second 15′ 0″ × 9′ 0″
Bedroom Second 9′ 11″ × 9′ 11″
Dining Room Main 12′ 4″ × 10′ 8″
Kitchen Main 12′ 6″ × 20′ 1″
Other Third 8′ 4″ × 12′ 6″
Other Third 6′ 2″ × 10′ 1″
Game Room Basement 11′ 2″ × 14′ 3″
Primary Bedroom Second 13′ 9″ × 16′ 9″
Office Basement 11′ 1″ × 12′ 4″
Foyer Main 6′ 9″ × 7′ 6″
Bathroom Main 10′ 3″ × 9′ 6″

Features

Interior

  • Built-In Oven
  • Carpet Free
  • Countertop Range
  • In-Law Capability
  • Rough-In Bath
  • Upgraded Insulation
  • Water Heater

Property

  • Fenced Yard
  • Park
  • Public Transit
  • School Bus Route
  • Tiled/Drainage

Pool

  • Above Ground
Included
Fridge, Double Oven, Built-In Range Top, Dishwasher, Wood Shelving in Garage
Excluded
Washer, Dryer, Metal Rack & black shelving in garage, TV mounts in Living Room & Bedroom
Rental items
Hot Water Heater

Mortgage calculator

Minimum for this price: $38,900 (6.09%)

Amortization, years

Estimated mortgage payment

$2,829 per month

Principal and interest
$2,829
Property tax
$419
Estimated monthly cost
$3,248

Your mortgage

Mortgage amount
$511,200
Mortgage insurance
Not needed
Interest over 25 years
$337,606

Cash to close

Down payment
$127,800
Land transfer tax
$9,255
Total, before legal fees
$137,055
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

87 Bay Street, Woodstock, ON N4S 3K7 Woodstock - South, Woodstock, ON N4S 3K7
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$639,000 87 Bay Street, Woodstock, ON N4S 3K7
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