$325,000
↓ $10,000 from $335,000
Est. payment $1,439/moCalculate yours
88 Flora Street, St. Thomas, ON N5P 2X6
St. Thomas, St. Thomas, ON N5P 2X6
- 2 + 1 Beds
- 1 Baths
- 1 Garage
- 700 Sq Ft
Listing courtesy of RE/MAX CENTRE CITY REALTY INC. MLS® X13642674
About this home
A charming bungalow featuring a bright, open-concept layout with updates to the living/dining area and bathroom and laundry. The main floor connects the kitchen, dining and living spaces in an easy flow, with a front sunroom providing flexible additional space. Outside, the fully fenced backyard with rear deck and hot tub extends the living space, complemented by a detached single-car garage and parking for two. Offering 2+1 bedrooms and 1 bathroom, with an unfished basement providing storage or workshop potential. The convenient St. Thomas location is close to amenities, parks, and main street while still being tucked away in a quiet neighbourhood.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 100+
- Size
- 700 sqft
Interior
- Bedrooms
- 2 + 1
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Full, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Brick, Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 32.5 x 106.91 Feet
- Parking
- Detached garage · 2 total
Financial
- Property Taxes
- $2,084 (2025)
Location
- Neighbourhood
- St. Thomas
- Cross Street
- Kains St. and Flora St.
- Direction Faces
- West
Listing
- MLS® Number
- X13642674
- Days on Market
- 74
- Listed On
- 2026-08-05
- Possession
- 60-90 days
- Listed By
- RE/MAX CENTRE CITY REALTY INC.
Rooms
Features
Interior
- None
Pool
- None
- Included
- Fridge, stove,
- Rental items
- Hot water heater
Mortgage calculator
Estimated mortgage payment
$1,439 per month
- Principal and interest
- $1,439
- Property tax
- $174
- Condo fees
- $0
- Estimated monthly cost
- $1,613
Your mortgage
- Mortgage amount
- $260,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $171,709
Cash to close
- Down payment
- $65,000
- Land transfer tax
- $3,350
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $68,350
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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