$650,000
↓ $49,000 from $699,000
Est. payment $2,878/moCalculate yours
880 16th Street W, Georgian Bluffs, ON N4K 6V5
Georgian Bluffs, Georgian Bluffs, ON N4K 6V5
- 2 + 1 Beds
- 4 Baths
- 1 Garage
- 1,500 Sq Ft
Listing courtesy of LPT Realty MLS® X13466252
About this home
WHERE THE LILACS BLOOM AND THE CHILDREN GROW UP. Owen Sound, Ontario - The house you promised them. You did not outgrow the city. The city outgrew you. The sirens. The scramble. The commute that stole your evenings. You were ready for a different soundtrack. This is the one. A three-bedroom, four-bathroom family home with over 2500 sq feet of finished space on the main floor and basement, on a quiet street where kids still learn to ride their bikes without a helmet lecture. Where the dog runs free in a backyard that feels like a secret garden, where your morning coffee happens on a beautiful wooden deck, and your afternoon retreat happens in a 10×10 moveable sunroom that chases the shade. The gardens are not landscaping. They are a storybook. Raised beds, a paver path, a hand-built wooden bridge, and perennial beds the previous owners spent years restoring. Lilacs in May. Fireflies in July. Toy-story clouds for slow mornings you forgot were possible. Inside: The master suite is its own retreat, stone fireplace, ensuite bathroom, and treetop views. Two bedrooms upstairs and a finished lower-level bedroom with its own bathroom, perfect for guests, teenagers, or the in-laws who just became your best babysitters. The kitchen was renovated in 2015, new addition in 2014 and the garage roof with new shingles in 2022. This is not a fixer-upper. This is a move-in-and-live life. The neighborhood: Elementary and high school are minutes away. Parks are down the road. Downtown Owen Sound, restaurants, art galleries, Saturday markets you won’t want to miss. The Georgian Bay waterfront is twelve minutes by car. Kids’ sports, community hockey, soccer teams. This is a town where the crossing guard knows your dog’s name. You did not leave the city to be alone. You left to be known. Come walk the garden. Bring the kids. There is a wooden bridge to find.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Size
- 1,500 sqft
Interior
- Bedrooms
- 2 + 1
- Bathrooms
- 4
- Kitchens
- 1
- Basement
- Partially Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Septic
Lot & Parking
- Lot Size
- 102.08 x 196.38 Feet
- Parking
- Detached garage · 17 total
Financial
- Property Taxes
- $2,838 (2025)
Location
- Neighbourhood
- Georgian Bluffs
- Cross Street
- Concession Rd 16
- Direction Faces
- North
Listing
- MLS® Number
- X13466252
- Days on Market
- 122
- Listed On
- 2026-06-18
- Possession
- Flexible
- Listed By
- LPT Realty
Rooms
Features
Interior
- Sump Pump
- Auto Garage Door Remote
- Storage
- Workbench
Property
- Arts Centre
- Beach
- Golf
- Hospital
- Lake Access
Pool
- None
- Included
- Refrigerator, Stove, Washer, Dryer, all window blinds, back up sump pump
- Rental items
- Water Heater (approx. $31 a month)
Mortgage calculator
Estimated mortgage payment
$2,878 per month
- Principal and interest
- $2,878
- Property tax
- $237
- Condo fees
- $0
- Estimated monthly cost
- $3,115
Your mortgage
- Mortgage amount
- $520,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $343,418
Cash to close
- Down payment
- $130,000
- Land transfer tax
- $9,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $139,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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