$815,000
Est. payment $3,609/moCalculate yours
89 Finlay Street, Stone Mills, ON K7R 3L2
63 - Stone Mills, Stone Mills, ON K7R 3L2
- 2 Beds
- 3 Baths
- 2 Garage
- 2,000 Sq Ft
Listing courtesy of RE/MAX FINEST REALTY INC., BROKERAGE MLS® X13875294
About this home
Step into a truly one-of-a-kind home-this beautifully converted 1875 church in Strathcona blends historic character with modern comfort. Featuring soaring ceilings and an abundance of natural light, this property offers a warm and inviting atmosphere throughout. The main living space boasts an open-concept design with a spacious living and dining area, perfect for entertaining or relaxing. The home includes 1 bedroom, 1.5 baths, and convenient main-floor laundry. The chef-inspired kitchen is a standout, complete with a large island and an adjoining prep area offering ample cabinetry and counter space. Just off the kitchen, a charming screened-in porch provides the perfect spot to enjoy your morning coffee and take in the sunrise. Upstairs, a versatile loft-style family room overlooks the main living area, showcasing the home’s unique architecture. This flexible space can easily be converted into an additional bedroom if desired. The property also features a private in-law suite with its own separate entrance. This self-contained space includes a spacious living room with a natural gas fireplace, a newer kitchen, a bedroom, full bath with walk-in shower, and its own laundry. A cozy3-season sitting area adds even more comfort and privacy. Outside, enjoy peaceful surroundings from your deck. A detached, heated 2-car garage with plenty of natural light and a paved driveway adds convenience and functionality. Located just a short walk from the K&P Trail, this exceptional property offers a rare opportunity to own a piece of history with modern versatility. Be sure to ask for the full list of updates-this home truly does not disappoint.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 2,000 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 3
- Kitchens
- 2
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Stone
- Foundation
- Stone
- Roof
- Asphalt Rolled, Metal
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 138.64 x 131.93 Feet
- Parking
- Detached garage · 10 total
- Zoning
- HR
Financial
- Property Taxes
- $3,284 (2026)
Location
- Neighbourhood
- 63 - Stone Mills
- Cross Street
- County Road 16
- Direction Faces
- East
Listing
- MLS® Number
- X13875294
- Days on Market
- 10
- Listed On
- 2026-10-08
- Possession
- TBD
- Listed By
- RE/MAX FINEST REALTY INC., BROKERAGE
Rooms
Features
Interior
- Auto Garage Door Remote
- Carpet Free
- In-Law Suite
- Primary Bedroom - Main Floor
- Solar Tube
- Water Heater Owned
- Water Softener
- Water Treatment
Property
- Level
- School Bus Route
Pool
- None
- Included
- 2x Fridge, 2x Stove, 2x Washer, 2x Dryer, Hot Water Tank, Furnace, A/C, Hot Water on Demand for the in law suite (located in garage), All Attached Light fixtures, Bathroom Mirrors (except the 1 listed in exclusions), All Window Coverings. Water Softener, 4Barstools
- Excluded
- Bathroom Mirror above sink in Primary bedroom (on main floor)
Mortgage calculator
Estimated mortgage payment
$3,609 per month
- Principal and interest
- $3,609
- Property tax
- $274
- Condo fees
- $0
- Estimated monthly cost
- $3,882
Your mortgage
- Mortgage amount
- $652,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $430,593
Cash to close
- Down payment
- $163,000
- Land transfer tax
- $12,775
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $175,775
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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