Gurvinder Nokwal REALTOR®
For Sale Detached 10 days on market

$815,000

Est. payment $3,609/moCalculate yours

89 Finlay Street, Stone Mills, ON K7R 3L2

63 - Stone Mills, Stone Mills, ON K7R 3L2

  • 2 Beds
  • 3 Baths
  • 2 Garage
  • 2,000 Sq Ft

Listing courtesy of RE/MAX FINEST REALTY INC., BROKERAGE MLS® X13875294

About this home

Step into a truly one-of-a-kind home-this beautifully converted 1875 church in Strathcona blends historic character with modern comfort. Featuring soaring ceilings and an abundance of natural light, this property offers a warm and inviting atmosphere throughout. The main living space boasts an open-concept design with a spacious living and dining area, perfect for entertaining or relaxing. The home includes 1 bedroom, 1.5 baths, and convenient main-floor laundry. The chef-inspired kitchen is a standout, complete with a large island and an adjoining prep area offering ample cabinetry and counter space. Just off the kitchen, a charming screened-in porch provides the perfect spot to enjoy your morning coffee and take in the sunrise. Upstairs, a versatile loft-style family room overlooks the main living area, showcasing the home’s unique architecture. This flexible space can easily be converted into an additional bedroom if desired. The property also features a private in-law suite with its own separate entrance. This self-contained space includes a spacious living room with a natural gas fireplace, a newer kitchen, a bedroom, full bath with walk-in shower, and its own laundry. A cozy3-season sitting area adds even more comfort and privacy. Outside, enjoy peaceful surroundings from your deck. A detached, heated 2-car garage with plenty of natural light and a paved driveway adds convenience and functionality. Located just a short walk from the K&P Trail, this exceptional property offers a rare opportunity to own a piece of history with modern versatility. Be sure to ask for the full list of updates-this home truly does not disappoint.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Approximate Age
100+
Size
2,000 sqft

Interior

Bedrooms
2
Bathrooms
3
Kitchens
2
Basement
Unfinished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Stone
Foundation
Stone
Roof
Asphalt Rolled, Metal
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
138.64 x 131.93 Feet
Parking
Detached garage · 10 total
Zoning
HR

Financial

Property Taxes
$3,284 (2026)

Location

Neighbourhood
63 - Stone Mills
Cross Street
County Road 16
Direction Faces
East

Listing

MLS® Number
X13875294
Days on Market
10
Listed On
2026-10-08
Possession
TBD
Listed By
RE/MAX FINEST REALTY INC., BROKERAGE

Rooms

Room Level Dimensions
Primary Bedroom Main 10′ 2″ × 12′ 7″
Bathroom Main 8′ 8″ × 8′ 3″
Kitchen Main 26′ 0″ × 12′ 6″
Kitchen Upper 7′ 4″ × 16′ 8″
Foyer Main 7′ 1″ × 6′ 11″
Living Room Main 15′ 0″ × 26′ 1″
Bathroom Upper 4′ 0″ × 5′ 4″
Bedroom Upper 9′ 7″ × 13′ 4″
Living Room Upper 9′ 11″ × 19′ 0″
Laundry Main 10′ 2″ × 6′ 5″
Family Room Upper 25′ 11″ × 16′ 1″

Features

Interior

  • Auto Garage Door Remote
  • Carpet Free
  • In-Law Suite
  • Primary Bedroom - Main Floor
  • Solar Tube
  • Water Heater Owned
  • Water Softener
  • Water Treatment

Property

  • Level
  • School Bus Route

Pool

  • None
Included
2x Fridge, 2x Stove, 2x Washer, 2x Dryer, Hot Water Tank, Furnace, A/C, Hot Water on Demand for the in law suite (located in garage), All Attached Light fixtures, Bathroom Mirrors (except the 1 listed in exclusions), All Window Coverings. Water Softener, 4Barstools
Excluded
Bathroom Mirror above sink in Primary bedroom (on main floor)

Mortgage calculator

Minimum for this price: $56,500 (6.93%)

Amortization, years

Estimated mortgage payment

$3,609 per month

Principal and interest
$3,609
Property tax
$274
Estimated monthly cost
$3,882

Your mortgage

Mortgage amount
$652,000
Mortgage insurance
Not needed
Interest over 25 years
$430,593

Cash to close

Down payment
$163,000
Land transfer tax
$12,775
Total, before legal fees
$175,775
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

89 Finlay Street, Stone Mills, ON K7R 3L2 63 - Stone Mills, Stone Mills, ON K7R 3L2
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Also listed as MLS® X13531044

Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$815,000 89 Finlay Street, Stone Mills, ON K7R 3L2
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