$195,000
Est. payment $863/moCalculate yours
89 Sprucedale Drive, Kincardine, ON N0H 2C5
Kincardine, Kincardine, ON N0H 2C5
Listing courtesy of Royal LePage D C Johnston Realty MLS® X13885774
About this home
New Price - Seller is motivated! Discover the perfect canvas for your dream home or cottage on this newly created 1.2 acre building lot nestled along the stunning Lake Huron shoreline. Ideally situated between Kincardine and Port Elgin, this forested and private retreat offers a rare opportunity to build in a peaceful setting surrounded by a mix of year-round homes and charming cottages. Located on a paved, municipally maintained, year round road and just a short stroll to a quiet sandy beach, it combines tranquility with convenience. Hydro and high speed Internet are available at the lot line, with a well and septic system required to complete your ideal lakeside escape. Newly severed taxes to be determined.
Property details
Overview
- Property Type
- Vacant Land
- For
- For Sale
- Status
- New
Lot & Parking
- Lot Size
- 27.7 x 86 Metres
Location
- Neighbourhood
- Kincardine
- Cross Street
- White Pine
- Direction Faces
- West
Listing
- MLS® Number
- X13885774
- Days on Market
- 7
- Listed On
- 2026-10-11
- Possession
- immediate
- Listed By
- Royal LePage D C Johnston Realty
Mortgage calculator
Estimated mortgage payment
$863 per month
- Principal and interest
- $863
- Property tax
- $0
- Condo fees
- $0
- Estimated monthly cost
- $863
Your mortgage
- Mortgage amount
- $156,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $103,025
Cash to close
- Down payment
- $39,000
- Land transfer tax
- $1,675
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $40,675
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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