$499,900
↓ $30,000 from $529,900
Est. payment $2,213/moCalculate yours
897 172 WA Horseshoe Lake, Seguin, ON P2A 2W8
Seguin, Seguin, ON P2A 2W8
- 4 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of RE/MAX Parry Sound Muskoka Realty Ltd MLS® X13117214
About this home
For the first time in over a century, this Horseshoe Lake cottage is being offered for sale. Water-access only and held by the same family since the 1920s, it’s the kind of property that defines authentic cottage country. The classic two-storey layout offers four bedrooms on the second level, with pine-lined interiors and pine floors that bring warmth throughout. The large front porch is the centrepiece, a natural gathering spot with expansive south-facing views over the lake. The gently sloping lot leads to a rocky shoreline and a single-slip boathouse at the water’s edge. Just minutes by boat from Horseshoe Pines Marina, this is a rare opportunity to step into a cottage with history, character, and a location that makes lake life simple.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Size
- 700 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Other (Wood)
- Cooling
- None
- Exterior
- Wood
- Foundation
- Piers
- Roof
- Asphalt Shingle
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 191 x 190 Feet
- Parking
- None garage
- Zoning
- LSR
Financial
- Property Taxes
- $1,305 (2025)
Location
- Neighbourhood
- Seguin
- Cross Street
- N/A
- Direction Faces
- North
Listing
- MLS® Number
- X13117214
- Days on Market
- 160
- Listed On
- 2026-05-11
- Listed By
- RE/MAX Parry Sound Muskoka Realty Ltd
Rooms
Features
Interior
- Water Heater Owned
Pool
- None
Mortgage calculator
Estimated mortgage payment
$2,213 per month
- Principal and interest
- $2,213
- Property tax
- $109
- Condo fees
- $0
- Estimated monthly cost
- $2,322
Your mortgage
- Mortgage amount
- $399,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $264,115
Cash to close
- Down payment
- $99,980
- Land transfer tax
- $6,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $106,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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