$425,000
Est. payment $1,882/moCalculate yours
89A William Street W, Waterloo, ON N2L 1J6
Waterloo, ON N2L 1J6
Listing courtesy of HOUSESIGMA INC. MLS® X13880270
About this home
Premium Investment Opportunity in the Heart of Waterloo! An exceptional opportunity to invest in a highly desirable location on William Street West. This subdivided two-lot package offers outstanding development potential, with previously City-approved plans for a total of 4 residential units across both lots. The original plans included two 2-storey, 3-bedroom, 2.5-bathroom homes, each with an additional 2-bedroom, 1-bathroom accessory dwelling unit, offering excellent potential for rental income or multi-generational living. Previously approved plans are available for review, providing a valuable starting point for future development. Demolition has already been completed, leaving vacant land ready for your vision. Situated on sought-after William Street West, this property offers convenient access to universities, shopping, restaurants, transit and local amenities in one of Waterloo’s established neighbourhoods. Whether you’re an investor, builder or developer, this is a rare opportunity to explore the potential of two vacant lots in a prime Waterloo location. To be sold as a package with 89B William St W. Price is per lot. Property taxes are still to be individually assessed by the City; taxes listed reflect the combined taxes for both lots.
Property details
Overview
- Property Type
- Vacant Land
- For
- For Sale
- Status
- New
Lot & Parking
- Lot Size
- 29.14 x 131.33 Feet
Financial
- Property Taxes
- $5,967 (2025)
Location
- Cross Street
- Avondale Ave S + William St W
- Direction Faces
- East
Listing
- MLS® Number
- X13880270
- Days on Market
- 9
- Listed On
- 2026-10-09
- Possession
- FLEX
- Listed By
- HOUSESIGMA INC.
Mortgage calculator
Estimated mortgage payment
$1,882 per month
- Principal and interest
- $1,882
- Property tax
- $497
- Condo fees
- $0
- Estimated monthly cost
- $2,379
Your mortgage
- Mortgage amount
- $340,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $224,542
Cash to close
- Down payment
- $85,000
- Land transfer tax
- $4,975
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $89,975
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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