$799,000
Est. payment $3,538/moCalculate yours
92 Gardiner Street, Kingston, ON K7M 1A7
18 - Central City West, Kingston, ON K7M 1A7
- 4 + 2 Beds
- 3 Baths
- 2,000 Sq Ft
Listing courtesy of ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE MLS® X14085170
About this home
Discover a turnkey investment property in the highly desirable Portsmouth Village neighbourhood. This well-maintained triplex featuresthree fully leased 2 bedroom, 1 bath residential units and is located within easy access to Queen’s University, St. Lawrence College,Portsmouth Olympic Harbour, public transit and many other amenities Each unit is separately metered for hydro, has their own washer anddryer and two tandem parking spots. Don’t miss out on this great opportunity!
Property details
Overview
- Property Type
- Triplex
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 2,000 sqft
Interior
- Bedrooms
- 4 + 2
- Bathrooms
- 3
- Kitchens
- 3
- Basement
- Partially Finished
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Brick
- Foundation
- Unknown
- Roof
- Shingles
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 50.82 x 173 Feet
- Parking
- None garage · 6 total
- Zoning
- UR6
Financial
- Property Taxes
- $6,165 (2026)
Location
- Neighbourhood
- 18 - Central City West
- Cross Street
- Union & Gardiner
- Direction Faces
- West
Listing
- MLS® Number
- X14085170
- Days on Market
- 2
- Listed On
- 2026-10-16
- Possession
- 30-60 Days
- Listed By
- ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE
Rooms
Features
Interior
- Separate Hydro Meter
Property
- Cul de Sac/Dead End
- Fenced Yard
- Marina
- Park
- Public Transit
- School
Pool
- None
- Included
- Refrigerators x 3; Stoves x 3; Washer/Dryer Combo Units x 2; washer x 1; dryer x 1
- Excluded
- Tenants' Belongings; Wooden exterior storage box at front of building
- Rental items
- Hot Water Tanks x 3
Mortgage calculator
Estimated mortgage payment
$3,538 per month
- Principal and interest
- $3,538
- Property tax
- $514
- Condo fees
- $0
- Estimated monthly cost
- $4,052
Your mortgage
- Mortgage amount
- $639,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $422,140
Cash to close
- Down payment
- $159,800
- Land transfer tax
- $12,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $172,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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