$549,000
↓ $100,000 from $649,000
Est. payment $2,431/moCalculate yours
92 Shadow Lake Rd 28 Road, Kawartha Lakes, ON K0M 1K0
Somerville, Kawartha Lakes, ON K0M 1K0
- 3 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of KELLER WILLIAMS EDGE REALTY MLS® X13175524
About this home
Discover unparalleled privacy and endless adventure at this exceptional property, perfectly situated on the clean, clear waters of the Gull River in the heart of the Kawartha Lakes. This unique location offers the best of both worlds: a serene, private retreat and direct access to the expansive Shadow Lake system. Imagine lazy afternoons drifting along your own “personal lazy river” on the gentle currents of the Gull River, or embracing the thrill of both motorized and non-motorized water sports right from your doorstep. Whether it’s kayaking, paddle-boarding, waterskiing, or fishing, this property is a dream for water enthusiasts. Nestled within a desirable limestone region, you’ll appreciate a noticeably reduced bug population, allowing you to fully enjoy the great outdoors. The expansive lot provides lots of room to entertain, ensuring unforgettable gatherings with family and friends in a truly picturesque setting. This is more than just a property; it’s a lifestyle. Don’t miss your chance to own a piece of Kawartha Lakes paradise.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Other (Electric)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Septic
Lot & Parking
- Parking
- None garage · 6 total
- Zoning
- RR3
Financial
- Property Taxes
- $3,281 (2025)
Location
- Neighbourhood
- Somerville
- Cross Street
- Shadow Lake Rd 28
- Direction Faces
- North
Listing
- MLS® Number
- X13175524
- Days on Market
- 146
- Listed On
- 2026-05-25
- Possession
- Flexible
- Listed By
- KELLER WILLIAMS EDGE REALTY
Rooms
Features
Interior
- Guest Accommodations
Property
- Lake Access
- Waterfront
Pool
- None
Mortgage calculator
Estimated mortgage payment
$2,431 per month
- Principal and interest
- $2,431
- Property tax
- $273
- Condo fees
- $0
- Estimated monthly cost
- $2,704
Your mortgage
- Mortgage amount
- $439,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $290,056
Cash to close
- Down payment
- $109,800
- Land transfer tax
- $7,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $117,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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