$209,900
↓ $30,000 from $239,900
Est. payment $929/moCalculate yours
934 County 38 Road, Trent Hills, ON K0L 1L0
Campbellford, Trent Hills, ON K0L 1L0
- 2 Beds
- 1 Baths
- 6 Garage
- 700 Sq Ft
Listing courtesy of LPT REALTY MLS® X13426146
About this home
102 Feet of Trent-Severn Waterfront. Private Boat Slip. Under $240K.There aren’t many opportunities left to own direct waterfront on the Trent-Severn Waterway at this price, and this one delivers the full cottage experience from day one. Set on 102 feet of protected shoreline just minutes from the vibrant village of Campbellford, this charming 2-bedroom, 1-bathroom three-season cottage is thoughtfully maintained and move-in ready for the season ahead. Whether you’re looking for your first waterfront escape, a simpler summer base, or a weekend retreat you can afford this is it. Step inside to find a bright, functional layout with two comfortable bedrooms and a sunroom designed for exactly the kind of slow, unhurried mornings cottage country is made for. Step outside onto the spacious deck overlooking the water, and you’ll understand immediately why people fall in love with this stretch of the Trent-Severn. Swim off your own shoreline. Fish from the dock. Your private boat slip puts you directly onto one of Ontario’s most celebrated waterways. Evenings, there’s a firepit waiting and sunsets over the water that remind you why you made this decision. Steel roof, newer windows, and a large hydro-equipped shed offer serious storage and workshop potential. Septic installed 2009 with all documentation in place. Public boat launch just steps north. Minutes from Campbellford with a full hospital, restaurants, Ferris Provincial Park, and the iconic Ranney Gorge Suspension Bridge. AI-generated concept images have been included to showcase the potential of this cottage. **They are artistic renderings only and do not depict the property’s current condition.** License agreement on the Land.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 51-99
- Size
- 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Other (Other)
- Cooling
- Window Unit(s)
- Exterior
- Vinyl Siding
- Foundation
- Unknown
- Roof
- Metal
- Water
- Other
- Sewer
- Holding Tank
Lot & Parking
- Lot Size
- 102 x 60 Feet
- Parking
- None garage · 6 total
Financial
- Property Taxes
- $1,480 (2025)
Location
- Neighbourhood
- Campbellford
- Cross Street
- Front and County Rd 38
- Direction Faces
- East
Listing
- MLS® Number
- X13426146
- Days on Market
- 130
- Listed On
- 2026-06-10
- Possession
- Imm/TBA
- Listed By
- LPT REALTY
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- Water Heater Owned
Pool
- None
- Included
- Furniture, Appliances, Sheds, Dishes, ELF's, Fans, Window Coverings.
- Excluded
- Owners Personal Belongings
Mortgage calculator
Estimated mortgage payment
$929 per month
- Principal and interest
- $929
- Property tax
- $123
- Condo fees
- $0
- Estimated monthly cost
- $1,053
Your mortgage
- Mortgage amount
- $167,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $110,898
Cash to close
- Down payment
- $41,980
- Land transfer tax
- $1,824
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $43,804
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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