Gurvinder Nokwal REALTOR®
For Sale Link 12 days on market

$799,000

Est. payment $3,538/moCalculate yours

95 B Concession Street E, Clarington, ON L1C 4R8

Bowmanville, Clarington, ON L1C 4R8

  • 3 + 1 Beds
  • 3 Baths
  • 1 Garage
  • 1,100 Sq Ft
Map

Listing courtesy of RE/MAX Rouge River Realty Ltd. MLS® E13868446

About this home

The headline here is simple: 95B Concession St E comes with a legal basement apartment - not a converted rec room with a hot plate, not a grey-area setup that keeps you up at night, but a properly permitted second unit, and that distinction matters because legal means financeable, insurable, and rentable without crossing your fingers. It is the feature plenty of buyers go looking for and far fewer find already done properly, and because the permits are in place you are not retrofitting, applying, or hoping for approval after closing. The lower level is fully self-contained with its own entrance and its own kitchen, which opens up real flexibility: live upstairs and let a tenant below help carry the mortgage, rent both levels and hold a two-income property, or move a parent, an adult child, or an in-law downstairs where they have their own space and nobody shares a bathroom. The upper unit is three bedrooms and two bathrooms, so the main living space stays genuinely yours rather than carved up to make the income work, and three bedrooms with two baths is the configuration families and tenants understand without needing a sales pitch. Location is a big part of why this setup works as well as it does, with historic downtown Bowmanville close by and its shops, restaurants, and cafes on a main street people actually walk, while schools, parks, transit, and everyday amenities sit within easy reach and the hospital, Walmart, and Home Depot are only minutes away. Commuters get Highway 401 in minutes along with 412 and 418 access when they need to move across the GTA, and the surrounding streets are established and family-friendly, the kind of neighbourhood that holds its value and keeps demand steady in Clarington. If a legal, permitted income property in Durham Region is what you have been hunting for, this one is worth walking through in person so you can judge the space on its own merits.

Property details

Overview

Property Type
Link
Style
2-Storey
For
For Sale
Status
New
Size
1,100 sqft

Interior

Bedrooms
3 + 1
Bathrooms
3
Kitchens
2
Basement
Apartment

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Poured Concrete
Roof
Shingles
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
27.83 x 116.8 Feet
Parking
Attached garage · 3 total

Financial

Property Taxes
$4,273 (2025)

Location

Neighbourhood
Bowmanville
Cross Street
CON AND MEARNS
Direction Faces
South

Listing

MLS® Number
E13868446
Days on Market
12
Listed On
2026-10-06
Possession
TBA
Listed By
RE/MAX Rouge River Realty Ltd.

Rooms

Room Level
Bedroom 2 Second
Cold Room/Cantina Basement
Kitchen Main
Powder Room Main
Primary Bedroom Second
Kitchen Basement
Bedroom 4 Basement
Living Room Basement
Breakfast Main
Living Room Basement
Bathroom Second
Bedroom 3 Second
Living Room Main
Dining Room Main

Features

Interior

  • None

Pool

  • None
Included
All existing: Appliances, Electrical Light Fixtures, Window Coverings.
Excluded
NONE
Rental items
HWT

Mortgage calculator

Minimum for this price: $54,900 (6.87%)

Amortization, years

Estimated mortgage payment

$3,538 per month

Principal and interest
$3,538
Property tax
$356
Estimated monthly cost
$3,894

Your mortgage

Mortgage amount
$639,200
Mortgage insurance
Not needed
Interest over 25 years
$422,140

Cash to close

Down payment
$159,800
Land transfer tax
$12,455
Total, before legal fees
$172,255
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

95 B Concession Street E, Clarington, ON L1C 4R8 Bowmanville, Clarington, ON L1C 4R8
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$799,000 95 B Concession Street E, Clarington, ON L1C 4R8
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