$599,900
↓ $75,100 from $675,000
Est. payment $2,656/moCalculate yours
951 D’Arcy Street, Cobourg, ON K9A 4B6
Cobourg, Cobourg, ON K9A 4B6
- 2 + 1 Beds
- 2 Baths
- 700 Sq Ft
Listing courtesy of Royal Lepage Proalliance Realty MLS® X13446510
About this home
Summer starts here at 951 D’Arcy St. Set on a generous corner lot in an established Cobourg neighbourhood, this brick bungalow offers the kind of backyard that becomes the gathering place all season long. Built in 1958 and thoughtfully maintained, the home combines classic charm with functional living space both inside and out. The main floor features hardwood flooring throughout, a bright living room anchored by a large bay window, and an eat-in kitchen with stainless steel appliances, abundant storage, and built-in bench seating with hidden storage compartments. Custom Roman blinds add a polished touch in the kitchen and main bathroom. With two bedrooms and a full bathroom on the main level, the layout is both comfortable and practical. The primary bedroom offers direct access to the backyard deck, creating an easy connection to outdoor living. Downstairs, the fully finished lower level expands the possibilities with an additional bedroom, 3-piece bathroom, kitchen, and flexible living space ideal for extended family, guests, hobbies, or multi-generational living. Outside is where this property truly shines. The fully fenced backyard is designed for summer enjoyment, featuring a heated in-ground pool with concrete surround, a custom wood gazebo, storage shed, and a slide ready for endless fun. Mature perennial gardens create a sense of privacy, while the deck’s direct gas BBQ hookup makes entertaining effortless. Additional features include phantom screens on both the front and back doors, allowing fresh air to flow through the home with ease. Conveniently located within walking distance of both elementary and high schools, the Cobourg Community Centre, parks, and everyday amenities, this is a home that offers the perfect balance of comfort, recreation, and lifestyle. *Main floor freshly painted June 2026 and new fridge 2025. **Basement is currently tenanted.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 51-99
- Size
- 700 sqft
Interior
- Bedrooms
- 2 + 1
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Full, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 100.08 x 124.99 Feet
- Parking
- None garage · 2 total
Financial
- Property Taxes
- $4,070 (2025)
Location
- Neighbourhood
- Cobourg
- Cross Street
- Elgin and D'Arcy
- Direction Faces
- West
Listing
- MLS® Number
- X13446510
- Days on Market
- 125
- Listed On
- 2026-06-15
- Possession
- Flexible
- Listed By
- Royal Lepage Proalliance Realty
Rooms
Features
Interior
- In-Law Capability
- Primary Bedroom - Main Floor
- Water Heater Owned
Property
- Beach
- Fenced Yard
- Hospital
- Marina
- Rec./Commun.Centre
- School
Pool
- Inground
- Included
- Electric light fixtures, all appliances on main floor and lower level, window coverings, pool safety cover for winter
- Excluded
- All of the tenant's belongings, stager's items
- Rental items
- nil
Mortgage calculator
Estimated mortgage payment
$2,656 per month
- Principal and interest
- $2,656
- Property tax
- $339
- Condo fees
- $0
- Estimated monthly cost
- $2,995
Your mortgage
- Mortgage amount
- $479,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $316,948
Cash to close
- Down payment
- $119,980
- Land transfer tax
- $8,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $128,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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