$3,888,888
Est. payment $17,219/moCalculate yours
96 Joseph Street, Muskoka Lakes, ON P0B 1J0
Medora, Muskoka Lakes, ON P0B 1J0
- 3 Beds
- 3 Baths
- 2,500 Sq Ft
Listing courtesy of ENGEL & VOLKERS TORONTO CENTRAL MLS® X13825394
About this home
EXCEPTIONAL WATERFRONT COMMERCIAL OPPORTUNITY IN THE HEART OF PORT CARLING set on a 200-ft-deep lot in a waterfront setting. This approx. 3,800 SF freestanding building presents an exceptional opportunity to own a versatile commercial property in the heart of Port Carling.The 1,500 SF street-level retail space features 2 storage areas and 2 baths. The approx. 1,500 SF upper level, with a separate entrance, offers 3 BRs, 3-pc bath, kitchen and laundry - ideal for owner use, additional income or a live/work setup.The approx. 800 SF unfinished walkout basement provides additional expansion potential and direct access to the rear of the property, with the waterfront and the Locks connecting Lake Muskoka & Lake Rosseau.Winterized for year-round use, the property offers the flexibility to generate income throughout the year while providing the option to live and work here full-time. Enjoy summers in Port Carling with your own Muskoka pied-à-terre, spend winters down south, or make Muskoka home year-round - a chance to enjoy the freedom and tranquility of waterfront living away from the city.An exceptional opportunity to diversify your investment portfolio with a property that brings together business, income potential, waterfront and lifestyle in one of Muskoka’s most sought-after communities.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 2,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Unfinished, Development Potential, Walk-Out
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- Central Air
- Exterior
- Vinyl Siding, Wood
- Foundation
- Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 71 x 200.02 Feet
- Parking
- None garage · 6 total
- Zoning
- COMMERCIAL
Financial
- Property Taxes
- $5,111 (2026)
Location
- Neighbourhood
- Medora
- Cross Street
- BAILEY St & Joseph Street
- Direction Faces
- East
Listing
- MLS® Number
- X13825394
- Days on Market
- 24
- Listed On
- 2026-09-24
- Possession
- TBD
- Listed By
- ENGEL & VOLKERS TORONTO CENTRAL
Rooms
Features
Interior
- Guest Accommodations
- In-Law Capability
- In-Law Suite
- Separate Heating Controls
- Separate Hydro Meter
- Storage
- Water Heater Owned
- Water Purifier
Property
- Beach
- Lake Backlot
- Golf
- Library
- Marina
- Waterfront
Pool
- None
- Included
- Hot Water Tank (owned), Reverse Osmosis, Existing (Washer, Dryer, Fridge and Stove)
- Excluded
- N/A
- Rental items
- N/A
Mortgage calculator
Estimated mortgage payment
$17,219 per month
- Principal and interest
- $17,219
- Property tax
- $426
- Condo fees
- $0
- Estimated monthly cost
- $17,645
Your mortgage
- Mortgage amount
- $3,111,110
- Mortgage insurance
- Not needed
- Interest over 25 years
- $2,054,636
Cash to close
- Down payment
- $777,778
- Land transfer tax
- $83,697
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $861,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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