$869,000
Est. payment $3,848/moCalculate yours
97 Cedarplank Road, Kawartha Lakes, ON K0M 1N0
Somerville, Kawartha Lakes, ON K0M 1N0
- 2 Beds
- 2 Baths
- 2 Garage
- 1,100 Sq Ft
Listing courtesy of Re/Max All-Stars Realty Inc. MLS® X13817804
About this home
100 Feet of Pristine Waterfront - Custom Year-Round Home in Trent Lakes! Experience unparalleled privacy and modern waterfront living on this expansive, professionally landscaped lot adorned with pristine perennial gardens and privacy fencing. Custom built in 2005 as a year-round home, this 100-foot waterfront property is perfect for families, gatherings, or enjoying evenings around the campfire. Start your mornings on the expansive deck, taking in breathtaking, unobstructed east-facing sunrise views over the water. The bright, open-concept main residence features 2 bedrooms, 2 baths, and is anchored by a cozy gas fireplace. Steps from the main house sits the ultimate kids’ or guests’ retreat: a fully insulated front bunkie sleeping three, complete with independent Wi-Fi, A/C, TV, and a practical waterless kitchenette.Thoughtful additions and upgrades include a 14-kW propane backup generator (2023) with automatic transfer switch, a high-efficiency furnace (2017), and an attached, fully insulated 2-car garage prepped for an EV charging hookup. Enjoy dockage area with armour stone shoreline, mature landscaping, and all the comforts of modern living in a tranquil waterfront setting. Short Distance from Bobcaygeon’s shops, restaurants, and marina-this is Kawartha lakeside living at its finest.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 16-30
- Size
- 1,100 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Crawl Space, Unfinished
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 100 x 159.06 Feet
- Parking
- Detached garage · 8 total
- Zoning
- LSR (F)
Financial
- Property Taxes
- $3,700 (2026)
Location
- Neighbourhood
- Somerville
- Cross Street
- Cty Rd 121/Burnt River Rd.
- Direction Faces
- East
Listing
- MLS® Number
- X13817804
- Days on Market
- 25
- Listed On
- 2026-09-23
- Possession
- TBD
- Listed By
- Re/Max All-Stars Realty Inc.
Rooms
Features
Interior
- Generator - Full
- Sump Pump
- Water Heater Owned
- Water Treatment
Property
- Greenbelt/Conservation
- Lake/Pond
Pool
- None
- Included
- Carbon Monoxide Detector, Dishwasher, Dryer, Microwave, Range Hood, Refrigerator, Smoke Detector, Stove, Washer, Window Coverings, 2 Kayaks, Furniture In Bunkie Trailer
- Excluded
- All Personal Items and any staging items. Canoe(s). Negotiable: 2011 Gator Lawnmower, Boat
- Rental items
- Propane Tank
Mortgage calculator
Estimated mortgage payment
$3,848 per month
- Principal and interest
- $3,848
- Property tax
- $308
- Condo fees
- $0
- Estimated monthly cost
- $4,156
Your mortgage
- Mortgage amount
- $695,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $459,123
Cash to close
- Down payment
- $173,800
- Land transfer tax
- $13,855
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $187,655
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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