$465,000
Est. payment $2,059/moCalculate yours
98 Chippawa Road, Port Colborne, ON L3K 1T5
873 - Bethel, Port Colborne, ON L3K 1T5
- 5 Beds
- 3 Baths
- 1 Garage
- 2,500 Sq Ft
Listing courtesy of RE/MAX NIAGARA REALTY LTD, BROKERAGE MLS® X13619752
About this home
Mortgage helper. Multi-generational living. Investment opportunity. This property gives you options. With two self-contained units, separate entrances, separate hydro meters, and dedicated laundry for each, this is the kind of property that’s becoming increasingly popular. Live comfortably in one unit while the second helps pay your mortgage, accommodate extended family with privacy, or add a strong income-producing property to your portfolio. The big updates have already been taken care of, including a newer boiler, two hot water tanks, three ductless mini-split heating and cooling units, several updated windows, and an oversized single garage. Step outside to enjoy the spacious wood deck and 15-ft above-ground pool-perfect for summer gatherings and family fun. The basement features its own separate entrance and has already been insulated with a vapor barrier. While the interior offers an opportunity for cosmetic updating, that’s exactly where the value lies. Refresh it to suit your own style while building equity in a property with excellent income potential, and endless options. Whether you’re buying your first investment, looking for a mortgage helper, or creating space for multiple generations under one roof, this is a great opportunity at a great price.
Property details
Overview
- Property Type
- Duplex
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 2,500 sqft
Interior
- Bedrooms
- 5
- Bathrooms
- 3
- Kitchens
- 2
- Basement
- Unfinished
Building & Systems
- Heating
- Heat Pump (Electric)
- Cooling
- Other
- Exterior
- Stucco (Plaster), Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 60 x 234.43 Feet
- Parking
- Detached garage · 4 total
Financial
- Property Taxes
- $2,880 (2025)
Location
- Neighbourhood
- 873 - Bethel
- Cross Street
- Hwy 3
- Direction Faces
- West
Listing
- MLS® Number
- X13619752
- Days on Market
- 80
- Listed On
- 2026-07-30
- Possession
- flexible
- Listed By
- RE/MAX NIAGARA REALTY LTD, BROKERAGE
Features
Interior
- In-Law Capability
- Separate Hydro Meter
Pool
- Above Ground
Mortgage calculator
Estimated mortgage payment
$2,059 per month
- Principal and interest
- $2,059
- Property tax
- $240
- Condo fees
- $0
- Estimated monthly cost
- $2,299
Your mortgage
- Mortgage amount
- $372,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $245,676
Cash to close
- Down payment
- $93,000
- Land transfer tax
- $5,775
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $98,775
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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